⏸️ The Fed hit pause on rates. Here's what that means for you.

The Federal Reserve made its call, but what does it mean for you?

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Log in ›     Hey Janet, The results are in, and…the Federal Reserve kept interest rates steady. But what does a rate "pause" actually mean for your money? Sweet, sweet predictability. For now. Because while rates didn't drop, they didn’t go up either. In a steady-rate state, a smart money move might be to take control of your variable-rate credit card debt before the market shifts again. A SoFi Personal Loan could help consolidate your debt with a low fixed rate that won't increase during the life of your loan—no matter what the market does next. Hit the link below to learn more and view your rate.     View your rate     Checking won't affect your credit score.†     ON THE MONEY Stay up to date on the Fed. The best way to stay current on all things Fed and finance is checking out SoFi's On the Money newsletter or the SoFi Learn education page. Sign up     To learn more, explore the Personal Loan Page.       Have questions? Contact us   Refer personal loans, earn $300   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal and SoFi.com/eligibility. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans funded in 2024 was around $33K. This content is provided for informational and educational purposes only and should not be construed as financial advice. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. All rights reserved. w: 3780800 PL26-3780800-B1