Plus, a layoff survival guide
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| April 29, 2026 |
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| Gas, Food, Bills: How to Offset Higher Overhead Costs |
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By Debra Cope
Trying to balance all our overhead costs and still come out ahead each month can be a special kind of exhausting. Gas prices have spiked, visits to the supermarket are still a shock, and the cost of just existing seems to be trending upward. But you don't need a life overhaul to cut your costs and restore some breathing room. Here are some smart ways to adjust at the margins. |
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| Your SoFi Toolkit |
| Do you know what you spend on subscriptions? SoFi’s free budgeting app tracks all recurring expenses. |
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Take our quick poll:
To better inform our coverage, we want to know what you’ve been doing to offset higher gas prices. In what area are you cutting back the most? (Click one.) |
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| I'm driving less |
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| I'm eating out less (takeout included) |
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| I'm spending less on non-essentials |
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| I'm not cutting back |
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| A Layoff Survival Guide: What to Do Right Away |
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By Lora Shinn
Losing a job is traumatic. It’s often very sudden, and can leave people feeling stunned and maybe even a bit panicked about whether they’ll be able to pay their bills.
Some people are told to leave their roles immediately; others are given notice. Either way, it’s normal to feel unprepared and stressed — and not know what to do next.
If you get laid off or fired, you want to cover your financial bases. Here’s what to do on day 1. |
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Informed investment decisions start with informed investors. Here's what's making headlines:
✈️ United Airlines (UAL) CEO Scott Kirby said a potential merger with American Airlines (AAL) is off the table “for the foreseeable future” because American isn’t interested. Although a larger U.S. airline could better compete with foreign rivals, Kirby said he would need a willing partner to move forward. (CNBC)
🖥️ Marking a turning point in one of the highest-profile partnerships of the AI boom, Microsoft (MSFT) said it will give OpenAI more freedom to partner with rivals. Microsoft is one of the AI company’s earliest partners. (The Wall Street Journal)
🌩️ The Chinese government is blocking Meta’s (META) acquisition of a Singapore-based AI startup with Chinese roots. The order to unwind the $2 billion acquisition of Manus is a setback for Meta, which is looking to gain ground against Microsoft (MSFT), Google (GOOGL), OpenAI, and Anthropic. (Bloomberg News via Yahoo Finance) |
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| The government is refunding $166 billion in tariffs. But will you get any of it? (The New York Times) |
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| Intel, insights, and inspo for your money. |
| On the Money cuts through the noise of day‑to‑day financial news to bring you a more thoughtful point of view on what’s important in this moment — and how it impacts your bottom line. We value your trust above all. |
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| Did you find today’s newsletter valuable? |
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