🎉 Congrats Janet, you’re eligible to apply for the SoFi Everyday Cash Rewards Credit Card.

Give your money goals a boost

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Log in ›     Janet, you're preapproved1 for the SoFi Everyday Cash Rewards Credit Card.     Earn up to 3% cash back rewards toward your money goals.     Get started     Janet, you've been preapproved1 for the new SoFi Everyday Cash Rewards Credit Card with no annual fee!† Offer ends 02/28/2026.     Your unlimited cash back rewards that are as simple as 3-2-1.2*     3 Earn 3% on all things dining (including takeout and delivery apps).     2 Earn 2% at grocery stores and online grocery delivery.     1 Earn 1% on all other eligible purchases.     Additional benefits:     😎 No annual fee.† 🌎 No foreign transaction fees. 🔐 ID Theft Protection3 and Zero Fraud Liability.4 🎉 Redeem cash back rewards as statement credit—or toward saving, investing, and paying down eligible SoFi debt.*     We think you're pretty special, which is why you've been preapproved.1 Select "Get started" below to access your personalized application link that is exclusive to you. Note, this offer is not available on SoFi.com.     Get started     †See Pricing, Terms & Conditions | *See Rewards Details       You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll‑free 1‑888‑5‑OPTOUT (1‑888‑567‑8688). See PRESCREEN AND OPT‑OUT NOTICE below for more information about prescreened offers.       To learn more, explore the Credit Card Page.       Have questions? Contact us   Download the SoFi app   1Accounts subject to additional credit approval. To qualify for approval, you must meet SoFi's pre-established underwriting requirements, including verification of sufficient income to support your ability to pay. We will not extend you credit if you do not meet our pre-established criteria. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. SoFi will determine your credit line based on your creditworthiness and ability to pay at time of application. If approved for a SoFi Credit Card, your credit line will be at least $500. Your eligibility for a SoFi Credit Card Account or a subsequently offered product or service is subject to the final determination by SoFi Bank, N.A., as issuer, pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please allow up to 30 days from date of submission to process your application. The card offer referenced in this communication is only available to individuals who are at least 18 years of age (or of legal age in your state of residence), and who reside in the United States. Eligible Participants: Only new SoFi Everyday Cash Rewards Credit Card members that receive this e-mail offer addressed to their e-mail address are eligible for this one-time offer. This offer may not be transferred. Limit one offer per account. Members who have previously opened a SoFi Credit Card account are not eligible for this offer. Promotion Period: This offer is valid between 02/02/2026 and 02/28/2026. You must open a new SoFi Everyday Cash Rewards Credit Card account by 02/28/2026 in order to be eligible for this offer. 2 Members can earn cash back rewards points for every dollar spent on purchases, including 3% cash back rewards on eligible dining purchases, 2% cash back rewards on eligible grocery purchases, and 1% cash back rewards on all other eligible purchases. No rewards points will be earned with respect to reversed transactions, returned purchases, or other similar transactions. When you elect to redeem rewards points toward active SoFi accounts, including but not limited to, your SoFi Checking or Savings account, SoFi Money® account, SoFi Active Invest account, SoFi Automated Invest account, SoFi Credit Card account, SoFi Personal Loan, Private Student Loan, Student Loan Refinance, or toward SoFi Travel purchases, your rewards points will redeem at a rate of 1 cent per every point. For more details, please visit www.sofi.com/card/rewards?cardType=h. Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA/SIPC. SoFi Securities LLC is an affiliate of SoFi Bank, N.A. 3 Mastercard ID Theft Protection™: This World Mastercard® Benefit comes at no additional cost. Cardholders need to register for this service. To activate your alerts benefit, visit mastercardus.idprotectiononline.com and enter your card number to start the registration process. Certain terms, conditions, and exclusions apply. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD. 4 Certain World Mastercard® Benefits have additional terms and conditions, which can be accessed through the World Mastercard® Benefits portal. Please see your guide to benefits for details or call 1-800-MASTERCARD.   PRESCREEN AND OPT-OUT NOTICE: You received this "prescreened" offer of credit because we used information from your credit report to determine that you satisfied certain criteria. This offer is not guaranteed if you do not meet our criteria. However, if you do not want to receive prescreened offers of credit from us and other companies, you may exercise the right to not be included on prescreened lists by calling the consumer reporting agencies toll‑free at 1‑888‑5‑OPTOUT (1‑888‑567‑8688), visiting the website at www.optoutprescreen.com, or writing to: Equifax Options, P.O. Box 740123, Atlanta, GA 30374‑0123, TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094‑0505, Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013.   Accounts subject to credit approval. SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. Unsubscribe Privacy Policy Licenses SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 © 2026 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 2838902 CC25-2838902-C