We’ve got $10 in rewards points just waiting for a new SoFi Plus member to claim… 👀

New SoFi Plus members get $10 in rewards points.

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Hey Janet, Some people say less is more—but they clearly haven't heard of SoFi Plus, our premium membership. For starters, premium membership unlocks SoFi Plus Experiences.2 You'll get exclusive access to one-of-a-kind experiences across music, sports, and entertainment—including giveaways, sweepstakes, presales, and more. And we haven't even talked about how much your money will thank you.     SoFi Plus unlocks additional exclusive benefits.     More for savings: Get 3.80% APY on savings and Vaults balances through SoFi Bank.3     More for advice: Get unlimited one-on-one financial planning sessions at no extra cost through SoFi Wealth.4     More for rewards: Get 2x the rewards points on qualifying account activity.5         All that and more for just $10 a month6 or at no cost with eligible direct deposit. And after your first successful payment or deposit, you'll also earn $10 in rewards points. Offer ends 8/22.     Get SoFi Plus       Have questions? Contact us   Download the SoFi app   SoFi Plus: SoFi Plus is a premium membership that gives members access to our best APY, discounts, rewards, and more when they set up Eligible Direct Deposit or pay the SoFi Plus Subscription Fee. Benefits are subject to change and may not be available to everyone. All terms and conditions applicable to the use of SoFi Plus apply. To learn more about SoFi Plus and available benefits and terms, please see the SoFi Plus page. 1PARTICIPATING IN THE SOFRIDAYS PROMOTION ("PROMOTION") CONSTITUTES YOUR ACCEPTANCE OF THESE OFFICIAL RULES. BY PARTICIPATING IN THE PROMOTION, YOU REPRESENT AND WARRANT YOU MEET THE ELIGIBILITY REQUIREMENTS STATED HEREIN AND ACKNOWLEDGE THAT FAILURE TO MEET ALL ELIGIBILITY REQUIREMENTS WILL RESULT IN DISQUALIFICATION. SOFI RESERVES THE RIGHT TO MODIFY OR TERMINATE THIS PROMOTION AT ANY TIME. PROMOTION PERIOD: This Promotion is valid for a limited time between May 23, 2025 at 12:00 AM PT and December 31, 2025 at 11:59 PM PT (the "Promotion Period"). This offer is only valid on select Fridays between 12:00 AM PT and 11:59 PM PT during the Promotion Period on which SoFi distributes Promotion marketing materials indicating a prize giveaway ("Eligible Fridays"). SoFi reserves the right to exclude certain Fridays from this Promotion at any time. ELIGIBILITY: This Promotion is limited to new SoFi Plus members who successfully sign up for SoFi Plus between 12:00 AM PT and 11:59 PM PT on Eligible Fridays during the Promotion Period through the Promotion link by following the steps outlined below. Users who have previously enrolled in this Promotion or previously signed up for SoFi Plus are not eligible. This Promotion may not be combined with other SoFi Plus welcome offers. All terms and conditions applicable to the use of SoFi Plus apply. HOW TO ENTER: During the Promotion Period from 12:00 AM PT to 11:59 PM PT on Eligible Fridays, please follow the steps below: • Follow the Promotion link and instructions provided in the promotional material you received or viewed to complete and submit the registration form to sign up for SoFi Plus. •You can join SoFi Plus in one (1) of two (2) ways: Open a Checking or Savings account with SoFi Bank and receive an Eligible Direct Deposit. You will be eligible for the giveaway when SoFi Bank detects your Eligible Direct Deposit (as defined in the SoFi Plus Terms and Conditions) into your SoFi Checking or Savings account. Due to the inherent delay in the direct deposit schedule, if you open a Checking or Savings account with SoFi Bank prior to the end of the Promotion Period, you will have a grace period within 35 days of the Eligible Friday until 11:59 PM PT, for SoFi Bank to detect your Eligible Direct Deposit. This grace period is only for those who have signed up for direct deposit to their new checking or savings account. Subscribe to SoFi Plus by paying the SoFi Plus Subscription Fee of $10 every 30 days. Subscribers are billed every 30 calendar days based on the initial date of subscription. Subscribers must make one successful payment in order to be eligible to earn 1,000 SoFi rewards points. • Once you have successfully signed up for SoFi Plus, and meet the eligibility criteria outlined above, no further action is required. CONDITIONS ON CLAIMING A PRIZE: All prizes will be paid out in the form of SoFi rewards points, regardless of the promotional representation. In the event of a joint account, only the primary account holder is eligible for the rewards points payout. To learn more about SoFi Member Rewards, please see the Rewards page. PRIZE PAYMENT TIMELINE: SoFi will credit 1,000 SoFi rewards points to members who meet the eligibility criteria on an Eligible Friday within 60 days of the qualifying Eligible Friday in the Promotion Period. OTHER IMPORTANT DETAILS: SoFi reserves the right to exclude any members from participating in this Promotion for any reason, such as suspected fraud, misuse, or suspicious activity. 2SoFi Plus Experiences: Unless otherwise specified, you must be a SoFi Plus member or guest of a SoFi Plus member to attend a SoFi Member In-Person Experience (a "Member Experience"). By signing up for a Member Experience, you acknowledge that SoFi may record or photograph the Member Experience (including you, your likeness and voice) and may use such recordings or photographs publicly or privately in any form of media, including for commercial purposes. By attending a Member Experience, you consent to the recording and photographing of such Member Experience and grant SoFi an unrestricted, perpetual, non-excluding, and sublicensable license, to take, use, display, perform, distribute or exploit for any lawful and commercial purpose any recordings or photographs. By attending a Member Experience, you also agree that you will make no monetary or other claim against SoFi for the use of the recordings or photographs. If you do not agree, please do not claim a ticket and do not attend the event. We believe our community should be truly open for everyone. As such, we are committing to providing a friendly, safe, and welcoming environment for all regardless of gender, sexual orientation, disability, race, ethnicity, national origin, age, or religion. View the SoFi Experiences Code of Conduct. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. 33.80% APY: SoFi members with Eligible Direct Deposit activity can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Eligible Direct Deposit means a recurring deposit of regular income to an account holder's SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder's employer, payroll or benefits provider or government agency ("Eligible Direct Deposit") via the Automated Clearing House ("ACH") Network during a 30-day Evaluation Period (as defined below). Although we do our best to recognize all Eligible Direct Deposits, a small number of employers, payroll providers, benefits providers, or government agencies do not designate payments as direct deposit. To ensure you're earning 3.80% APY, we encourage you to check your APY Details page the day after your Eligible Direct Deposit arrives. If your APY is not showing as 3.80%, contact us at 855-456-7634 with the details of your Eligible Direct Deposit. As long as SoFi Bank can validate those details, you will start earning 3.80% APY from the date you contact SoFi for the rest of the current 30-day Evaluation Period. You will also be eligible for 3.80% APY on future Eligible Direct Deposits, as long as SoFi Bank can validate them. Deposits that are not from an employer, payroll, or benefits provider or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Eligible Direct Deposit activity. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. SoFi members with Eligible Direct Deposit are eligible for other SoFi Plus benefits. As an alternative to Direct Deposit, SoFi members with Qualifying Deposits can earn 3.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder's SoFi Checking and Savings account ("Qualifying Deposits") during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder's Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. ("SoFi Bank") or from a merchant. SoFi members with Qualifying Deposits are not eligible for other SoFi Plus benefits. SoFi Bank shall, in its sole discretion, assess each account holder's Eligible Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the "Start Date" and "End Date" set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the "30-Day Evaluation Period"). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving an Eligible Direct Deposit or receipt of $5,000 in Qualifying Deposits to your account, you will begin earning 3.80% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Eligible Direct Deposit activity or $5,000 in Qualifying Deposits without interruption. SoFi Bank reserves the right to grant a grace period to account holders following a change in Eligible Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Eligible Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Eligible Direct Deposit or Qualifying Deposits until SoFi Bank recognizes Eligible Direct Deposit activity or receives $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Eligible Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Eligible Direct Deposit. Separately, SoFi members who enroll in SoFi Plus by paying the SoFi Plus Subscription Fee every 30 days can also earn 3.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. For additional details, see the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus. Members without either Eligible Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, or who do not enroll in SoFi Plus by paying the SoFi Plus Subscription Fee every 30 days, will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at https://www.sofi.com/legal/banking-rate-sheet. When you open a SoFi Savings Account, SoFi Bank will also automatically open a SoFi Checking Account in your name. See the SoFi Bank Deposit Account Agreement for details. 4Unlimited financial planning: SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth's advisory operations, services, and fees is set forth in SoFi Wealth's current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov. 5 2x rewards points on qualifying activity: SoFi Plus members can earn double the rewards points as stated in the "Ways to earn" section of the Membership & Rewards Center for qualifying earning activities during periods in which the SoFi Plus member meets the SoFi Plus eligibility criteria. The qualifying earning activities exclude the following: Credit or Debit card spend paid in rewards points, welcome bonuses paid in rewards points (including any referral bonuses paid in rewards points), and select promotions with bonuses paid in rewards points. The specific number of rewards points is subject to change at any time and can be found in the "Ways to earn" section of the Membership & Rewards Center. 6$10 subscription fee: Subscribers are billed every 30 calendar days based on the initial date of subscription. SoFi Technologies, Inc. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Technologies, Inc. 234 1st St., San Francisco, CA 94105 Unsubscribe | Privacy Policy | Licenses © 2025 SoFi Technologies, Inc. All rights reserved. MB25-2773900-D