You could cover the costs of summer with a SoFi Personal Loan.

See if a personal loan is the right play.

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Log in ›     PERSONAL LOANS     Live it up—at a low fixed rate.     View your rate     Hey Janet, Ahhhh, summer. That special season when your calendar fills up fast and the time flies by even faster.     💒 Your best friend's wedding 🛫 The trip that finally made it out of the group chat 🌏 That bucket list-level getaway     While putting it all on a credit card might feel easy in the moment, the interest tends to stick around a lot longer than the memories. SoFi Personal Loans give you a smarter way to live it up all summer long—at a low fixed rate.     Our personal loans come with:     • Low fixed rates. • Fast funding.¹ • No fees required.     Ditch the high-interest credit cards and spend smarter on your summer with a SoFi Personal Loan. You'll thank yourself later.     View your rate     Checking won't affect your credit score.†     To learn more, explore the Personal Loan Page.       Have questions? Contact us   Refer personal loans, earn $300   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal and SoFi.com/eligibility. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans funded in 2024 was around $33K. ¹Same-Day Personal Loan Funding: Same Day Funding means that most borrowers receive funds the same day when loan is approved and the loan agreement is signed by 5:30 PM ET on a business day. SoFi does not guarantee this, and delays may occur outside of our control, such as if inaccurate information is submitted, the receiving bank declines the transfer. Your bank may have rules on when the funds become available. Does not include personal loans originated with a SoFi partner bank. Screen images simulated. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include your Social Security number in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. All rights reserved. w: 3794950 PL26-3794950-A