Want to win $50K to take on debt? Learn more inside.

Race To Your Goals Sweepstakes
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  Enter for a chance to win $50,000* just by viewing your rate on a home equity loan.
 
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  Hi Janet,

Are you ready to kick your debt consolidation into overdrive? Because right now, you could win $50,000* to consolidate high-interest debt during our Race To Your Goals $50K Home Equity Sweepstakes—now through 6/30/26.

Ready, set, go! Simply view your rate on a home equity loan and you’re automatically entered for a chance to win. And if you want to get ahead of the pack, lock your rate in for another entry for a chance to win.*

$50,000* could be what you need to reach the debt consolidation finish line. Get started today.
 
 
View your rate
 
  Checking your rate will not affect your credit score.  
  *NO PURCHASE NECESSARY. Open only to legal residents of the 50 US/DC, 18+. Void where prohibited by law. Starts 12/28/25 at 11 am PT and ends 6/30/26 at 11:59 pm PT. See Official Rules for how to enter, free entry method, prize details, limits, and odds. Sponsor: Social Finance LLC (“SoFi”) 234 1st St., San Francisco, CA 94105.  
 
To learn more, explore the Mortgage Page.
 
 
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SoFi Value: Embrace Diversity
 
SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies.
*NO PURCHASE OR QUALIFICATION FOR FINANCING NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal residents of the 50 US/DC, 18+. Void where prohibited by law. Starts 12/28/25 at 11 am PT and ends 6/30/26 at 11:59 pm PT. Subject to Official Rules, including alternate method of entry, prize details, limits, and odds: click here. Sponsor: Social Finance LLC ("SoFi") 234 First Street, San Francisco, CA 94105.
To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
SoFi Bank, N.A. NMLS #696891 (Member FDIC), offers loans directly or we may assist you in obtaining a loan from Spring EQ, a state licensed lender, NMLS #1464945.

All loan terms, fees, and rates may vary based upon your individual financial and personal circumstances and state.

You should consider and discuss with your loan officer whether a Cash Out Refinance, Home Equity Loan or a Home Equity Line of Credit is appropriate. Please note that the SoFi member discount does not apply to Home Equity Loans or Lines of Credit not originated by SoFi Bank. Terms and conditions will apply. Before you apply, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and a minimum loan amount. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of May 4, 2026.

In the event SoFi serves as broker to Spring EQ for your loan, SoFi will be paid a fee.
SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us.

SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121
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Want to win $50K to take on debt? Learn more inside. Want to win $50K to take on debt? Learn more inside. Reviewed by PaidmeLLC on May 04, 2026 Rating: 5

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