💭 Thinking about tapping into your home's equity? Let's talk…

Find out how much you can borrow with a SoFi Home Equity Loan.

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Log in ›     HOME EQUITY     High-interest debt is not the vibe.     View your rate     A home equity loan from SoFi could help. Consolidate your high-interest debt into one monthly payment with a fixed rate that’s typically lower than personal loans or credit cards. Borrow up to $750,000 or up to 85% of your home's equity with no change to your mortgage rate. What can you do with your home’s equity? View your rate today.     View your rate     Checking won’t affect your credit score.†     HOME EQUITY LOANS     One rate check. Endless possibilities.     Wanna renovate? Or consolidate debt? A home equity loan could fund it with low interest. View your rate and you could win $50,000* in our Race To Your Goals $50K Home Equity Sweepstakes—ends 6/30/26.     View your rate     *NO PURCHASE OR QUALIFICATION FOR FINANCING NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal residents of the 50 US/DC, 18+. Void where prohibited by law. Starts 12/28/25 at 11 am PT and ends 6/30/26 at 11:59 pm PT. Subject to Official Rules, including alternate method of entry, prize details, limits, and odds: click here. Sponsor: Social Finance LLC (“SoFi”) 234 First Street, San Francisco, CA 94105. HE25-3190050-N     To learn more, explore the Mortgage Page.       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. †To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. SoFi Bank, N.A. NMLS #696891 (Member FDIC), offers loans directly or we may assist you in obtaining a loan from Spring EQ, a state licensed lender, NMLS #1464945. All loan terms, fees, and rates may vary based upon your individual financial and personal circumstances and state. You should consider and discuss with your loan officer whether a Cash Out Refinance, Home Equity Loan or a Home Equity Line of Credit is appropriate. Please note that the SoFi member discount does not apply to Home Equity Loans or Lines of Credit not originated by SoFi Bank. Terms and conditions will apply. Before you apply, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and a minimum loan amount. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of May 2, 2026. In the event SoFi serves as broker to Spring EQ for your loan, SoFi will be paid a fee. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 2956423