Special offer: Pay $0 origination fee on a mortgage refi.

We’re waiving so you're saving.

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Log in ›     MORTGAGE REFINANCE   We're still waiving so you're still saving.     View your rate     Checking won't affect your credit score.†     Hi Janet, Our special offer on a SoFi Mortgage Refinance is still going strong. Right now, we're waiving the origination fee, which means you're saving $1,495 when you refinance your mortgage with us.¹     But that's just the beginning of your potential savings—because with a SoFi Mortgage Refinance, you could     📉 lower your interest rate 🛠️ adjust your terms 💆🏻‍♀ and simplify your finances 🫥 all with SoFi's transparent process.     But this $0 origination fee offer won't last forever. Be sure to apply by 05/17/26 to take advantage.     Ready to see how much you could save?     View your rate     Checking won't affect your credit score.†     To learn more, explore the Mortgage Page.       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of May 1, 2026. SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. ¹ Terms and conditions apply. Only applicable for mortgage refinance applications received from 5/4/26 to 5/17/26. To be eligible you must not have submitted a mortgage refinance application within the preceding 90 days. Offer is subject to lender approval. Not eligible for Jumbo loan products. Cannot be combined with any other origination fee discount offers. SoFi reserves the right to change or terminate this offer at any time with or without notice. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 3160650 HL25-3160650-H