Janet, your credit card issuer reports your balance to the bureaus on a specific date each month—and it's not always the same as your payment due date.
Now, Credit Karma shows you when that reporting is expected to happen, based on your past data. If you've made a payment before that date, your reported balance may be lower, which could help your score look stronger to lenders.
We've done the tracking, so head to Credit Karma to see your timing insight. The ball's in your court.
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