Plus: The payment app adjustment
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| April 22, 2026 |
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| A New Database Shines Light on Inscrutable Electric Bills |
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By Lindsay VanSomeren
The U.S. power market is fragmented and opaque, and for most of us, our monthly electric bill is a mystery we’ve learned to live with.
Still, no one wants to pay costs that feel arbitrary, especially when they’re going up. To help people cut through the confusion, a group including MIT researchers has launched a new interactive database — the Electricity Price Hub. It shows where your electric company stands, how your costs have changed since 2020, and why lower rates don’t always translate into lower bills. |
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| Oops! A Quarter of Us Have Sent Money to the Wrong Person |
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By Julia Califano
Sending money is now as effortless as sending a text. Whether you’re splitting a dinner tab or paying the sitter, digital apps are the new way to hand over cash. But despite how prevalent they are, we’re still not entirely comfortable with them.
To understand our evolving relationship with these platforms, SoFi surveyed 800 U.S. adults in January. Thirty percent still wouldn’t use them to send more than $1,000, and 24% have accidentally sent money to the wrong person. |
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Informed investment decisions start with informed investors. Here's what's making headlines:
🍎 Apple (AAPL) has named a successor to CEO Tim Cook. But who is John Ternus? (USA Today)
✈️ Lawmakers from both sides of the aisle are raising alarm bells about the potential for a merger between United Airlines (UAL) and American Airlines (AAL). In a letter to the CEOs of both airlines, Sen. Elizabeth Warren (D-Mass.) and Sen. Mike Lee (R.-Utah) said the combination could lead to higher fares and fewer flights. (The Wall Street Journal)
💉 Eli Lilly (LLY) said it will acquire Kelonia Therapeutics, a biotech company developing technology to reprogram cancer patients’ T-cells inside the body. The deal is valued at up to $7 billion. (CNBC) |
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| Your College Choice Could Come Down to Bad Weather |
If you and your high schooler are doing college tours right now, are you letting a gloomy day cloud your judgment? According to a new study by researchers at Amherst College, the weather during a college visit has a real impact on a student’s likelihood of applying to that school, The Wall Street Journal reported.
Applications dipped 10.1% when the temperature was hotter than moderate and 5.9% when it was colder. And compared with sunny days, there were 8.3% fewer applications when it rained and 4.9% fewer when it was cloudy, the Journal reported.
While first impressions can be important, these findings are a good reminder not to overestimate them. Instead of letting something as fleeting as the weather influence your child’s decision, focus on the factors that will have a lasting impact on their experience — how students interact with one another, the accessibility of the faculty, and whether the campus culture feels like a place where your child can thrive.
These resources can help:
Questions to Ask on a College Tour
College Visit Checklist for Parents |
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| Two high-profile employers are cutting back on paid time off, potentially setting a precedent for a broader shift in employee benefits. (Business Insider via Yahoo Finance) |
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| Intel, insights, and inspo for your money. |
| On the Money cuts through the noise of day‑to‑day financial news to bring you a more thoughtful point of view on what’s important in this moment — and how it impacts your bottom line. We value your trust above all. |
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| Did you find today’s newsletter valuable? |
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| INVESTMENTS AND DIGITAL ASSETS ARE NOT FDIC INSURED ‑ ARE NOT BANK GUARANTEED ‑ MAY LOSE VALUE |
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