Great News: You're Prequalified for a Mortgage Refinance!

Your offer is ready.

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Log in ›     MORTGAGE LOANS     Save now when you refinance your mortgage with SoFi.     View your rate     Janet, you've been preselected¹ for a SoFi Mortgage Refinance. Apply by 5/21/2026.     Have you been waiting for a better rate? Save now when you refi with SoFi. Plus, save with an exclusive $0 origination fee offer*—that's savings of $1,495!     When you refinance with SoFi you could:     • Lower your rate to save on monthly payments and over the life of your loan. • Personalize your loan term and pay down your mortgage sooner. • Eliminate your Private Mortgage Insurance (PMI).     View your rate     Checking won't affect your credit score.†       You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1-888-5-OPTOUT (1-888-567-8688). See PRESCREEN AND OPT-OUT NOTICE below for more information about prescreened offers.**       To learn more, explore the Mortgage Page.       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. ¹ Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Rates are subject to change based on market conditions and borrower eligibility. Learn more at SoFi.com/eligibility-criteria. Information current as of April 1, 2026. Must reply by 5/21/2026. SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. * Offer available only for customers who are targeted with this promotional communication. While the $1,495 origination fee may appear within the application and on initial disclosures, the full $1,495 origination fee discount will be applied and reflected accurately on disclosures at closing. SoFi reserves the right to change or terminate this offer at any time with or without notice. ** PRESCREEN AND OPT-OUT NOTICE: You received this “prescreened” offer of credit because we used information from your credit report to determine that you satisfied certain criteria. This offer is not guaranteed if you do not meet our criteria. However, if you do not want to receive prescreened offers of credit from us and other companies, you may exercise the right to not be included on prescreened lists by calling the consumer reporting agencies toll-free at 1-888-5-OPTOUT (1-888-567-8688), visiting the website at www.optoutprescreen.com, or writing to: Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123, TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505, Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 3607100