🏠Get the funds you need with a home equity loan. Starting with $10 for viewing your rate.

Earn a quick $10. Check your rate today!

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Log in ›     HOME EQUITY LOANS     The cash you need could be in your home. Plus, $10* for viewing your rate.     Claim offer     Janet, the equity you have in your home could help you get the funds you need to pay off high-interest debt, make home improvements, and more. Why consider a home equity loan?     • Access up to $750,000 or up to 85% of your home's equity while keeping your current mortgage rate. • Pay it back in a single, fixed monthly payment. • Save on interest compared to personal loans or credit cards.     Not sure how it could work for you? It never hurts to ask. Which is why you'll earn $10 just for viewing your rate on a Home Equity Loan today using the link in this email.     Claim offer     Checking won't affect your credit score.†     To learn more, explore the Mortgage Page.       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. * SoFi $10 Check Your Rate on a Home Loan or Home Equity Loan Promotion (“Promotion”): The Promotion is offered by SoFi Bank N.A. SoFi reserves the right to change or terminate this Promotion at any time with or without notice to you. No purchase necessary to participate. Additional terms and conditions may apply. Promotion is void where prohibited by state law. Eligible Participants: The Promotion is open to anyone who resides within the United States and is of the age of majority in the state in which they reside. To receive a $10 bonus in a SoFi Checking and Savings account through the Promotion you must view your rate through the promotional link in this ad for SoFi Home Loan or SoFi Home Equity Loan by 12/31/2026. To check your rate, you must authorize SoFi to obtain a credit report. Checking your rate will not affect your credit score. If you later decide to submit an application and agree to a “hard” credit request your credit score may be impacted. Participants will receive the $10 bonus regardless of whether or not they are pre-qualified for a SoFi home loan or home equity loan. In order to be eligible for the promotion, the participant must either have an existing SoFi Money or SoFi Checking and Savings account, or apply to open a SoFi Checking and Savings account by 12/31/2026. Those who have received a $10 or $20 bonus for checking their rate on a Personal Loan, Student Loan Refinance, Home Loan or Home Equity Loan in the current calendar year are not eligible for this promotion. SoFi reserves the right to exclude any consumer from participating in the Promotion for any reason, including suspected fraud, misuse, or suspicious activities. Payout: Eligible participants who have a SoFi Checking and Savings or SoFi Money account will receive the $10 bonus within a SoFi Checking account. If the participant does not have a SoFi Checking and Savings or SoFi Money account, they must apply for SoFi Checking and Savings in order to receive payout. Taxes: Bonus amounts of $600 or greater in a single calendar year will be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer. Consult your tax advisor to determine applicable tax consequences. SoFi Bank, N.A. NMLS #696891 (Member FDIC), offers loans directly or we may assist you in obtaining a loan from Spring EQ, a state licensed lender, NMLS #1464945. All loan terms, fees, and rates may vary based upon your individual financial and personal circumstances and state. You should consider and discuss with your loan officer whether a Cash Out Refinance, Home Equity Loan or a Home Equity Line of Credit is appropriate. Please note that the SoFi member discount does not apply to Home Equity Loans or Lines of Credit not originated by SoFi Bank. Terms and conditions will apply. Before you apply, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and a minimum loan amount. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of April 26, 2026. In the event SoFi serves as broker to Spring EQ for your loan, SoFi will be paid a fee. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. 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