⏰ The Fed meets tomorrow. Here's what that could mean.

Breaking down what could happen with the upcoming Fed meeting

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Log in ›     Hey Janet, The Fed may seem like a secret body of cloaked money wizards deciding the fate of the economy, but sadly, it's not as magical as that. A single email can't cover all the Fed does, so here's the TL;DR—the Fed sets baseline interest rates. The next meeting is tomorrow and the big question is this: What will the Fed do with rates? Typically, the Fed raises or lowers rates to slow or kick-start the economy respectively. This matters because changing rates can affect your borrowing power and how you manage debt. For example, if the Fed raises rates, you could see your credit card's APR increase too. In that case, a low fixed-rate SoFi Personal Loan could be a great option to consolidate debt. The fixed rate won't increase no matter what the Fed does in the future. To stay current on all things Fed, you can follow SoFi's On the Money newsletter or check out Liz Thomas' notes. Once you're properly Fed-ucated, you can get started with a personal loan at the link below.     View your rate     Checking won't affect your credit score.†     To learn more, explore the Personal Loan Page.       Have questions? Contact us   Refer personal loans, earn $300   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal and SoFi.com/eligibility. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans funded in 2024 was around $33K. This content is provided for informational and educational purposes only and should not be construed as financial advice. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. All rights reserved. w: 3780800 PL26-3780800-A