Help protect your loved ones with a policy that moves with you.
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Janet,
Relying on your employer’s life insurance policy has limits. When you change jobs, retire or even get laid off, your coverage may disappear—along with your sense of security. |
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Whether you’re starting your career, balancing family life, or planning for retirement, a separate policy gives you control: |
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Portability: Your plan stays with you, no matter where you go or work. |
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Cost-effective: It’s typically cheaper the younger you get covered. |
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Customizable: Choose your term length and add features unique to you. |
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Ready to take control of your family’s long-term protection? SoFi and Ladder can help. |
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Find coverage starting at $19/month.1 |
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Apply 100% online, no medical exams needed with coverage up to $3M2 on most products. |
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Terms range from 10-30 years and coverage amounts from $100K-$8M on most products. |
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Coverage and pricing is subject to eligibility and underwriting criteria. |
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Coverage and pricing is subject to eligibility and underwriting criteria.
Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers- for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.
251023-4932417
Ladder, SoFi and SoFi Insurance Agency are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other, SoFi Technologies, Inc (SoFi) and SoFi Insurance Agency, LLC (SoFi Insurance Agency) do not issue, underwrite insurance or pay claims under Ladder Life™ policies. SoFi is compensated by Ladder for each issued term life policy.
SoFi Insurance Agency, LLC and its affiliates do not guarantee the services of any insurance company.
All services from Ladder Insurance Services, LLC are their own. Once you reach Ladder, SoFi is not involved and has no control over the products or services involved. The Ladder service is limited to documents and does not provide legal advice. Individual circumstances are unique and using documents provided is not a substitute for obtaining legal advice.
This email may be considered advertising under applicable law.
1 Prices start at $19/month based on a 30‑year‑old female rated Preferred‑Plus for a $500K policy for a 10‑year term. Individual rates will vary as specific circumstances will affect each customer’s rate. Rate valid as of 04/08/25.
2 While medical exams may not be required for coverage up to $3M, certain health information is required as part of the application to determine eligibility for coverage.
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| To learn more, explore the Insurance Page. |
| SoFi Insurance Agency, LLC values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. |
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SoFi Technologies, Inc. 234 1st Street, San Francisco, CA 94105
© 2026 SoFi Insurance Agency, LLC (SoFi Insurance Agency). All rights reserved. |
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