And, 5 ways to make your tax refund count
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| April 13, 2026 |
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Today we’re kicking off a three-part series on building investing discipline — using crypto as the test case.
Buying an investment is easy. Owning it, especially in choppy markets, takes a different skill set. While these principles apply broadly, crypto’s volatility makes it the ultimate proving ground.
Here's what to expect:
- Today: How to keep your emotions in check when volatility spikes.
- Wednesday: How to read performance charts without falling into traps.
- Friday: How other coins compare to Bitcoin.
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| The Hardest Thing to Do When the Market’s Crashing |
By Justin Jaffe
Whatever the asset class, major market drops can trigger a survival instinct to “hit eject” before it gets worse. But depending on your time horizon, acting on those impulses can turn a temporary downturn into a permanent loss. And with crypto, choppy waters are the natural habitat.
The stronger approach is to stick to your gameplan, accepting that market swings are a regular part of the deal and prioritizing your financial goals. If you’re playing the long game, you’ll want a strategy that can survive volatility without forcing you into an emotional exit. |
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| 5 Ways to Make Your Tax Refund Really Count |
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By Keith Wagstaff
Nearly 63 million people have already gotten federal tax refunds averaging over $3,500. Millions more are still waiting for their cash.
What should you do with this windfall? It depends on your financial situation, but with a sum that size, it’s worth thinking through how to maximize its impact. Here are five ideas to make the most of your refund – plus a pulse check on how others are prioritizing theirs. |
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| WEEK AHEAD ON WALL STREET |
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| How’s It Looking on Main Street? |
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By Mario Ismailanji
The first-quarter earnings season is officially here.
- The news: The first-quarter earnings season kicks off in earnest this week. We’ll hear from big banks including JPMorgan Chase, Wells Fargo, and Citigroup as well as blue chips like Johnson & Johnson, Netflix, and Pepsi.
- The context: In a macro environment dominated by shifting interest rate expectations, volatile oil prices, and sticky inflation, earnings results can shed light on how consumers and businesses are actually experiencing this economy.
- Your move: Pay close attention to what the banks say. If executives signal rising delinquencies or a significant slowdown in business, it could inject a fresh dose of caution into a market that is already on edge.
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| Gen Z is increasingly skeptical — and angry — about AI, a new poll shows. (The 74) |
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| Intel, insights, and inspo for your money. |
| On the Money cuts through the noise of day‑to‑day financial news to bring you a more thoughtful point of view on what’s important in this moment — and how it impacts your bottom line. We value your trust above all. |
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| Did you find today’s newsletter valuable? |
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| INVESTMENTS AND DIGITAL ASSETS ARE NOT FDIC INSURED ‑ ARE NOT BANK GUARANTEED ‑ MAY LOSE VALUE |
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