We’ve got tailored loans for every grad student.

Graduate student loan options to fit in your life.

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Log in ›     PRIVATE STUDENT LOANS     A grad loan tailored to make every tassel flutter.     Learn more     Hey Janet, We know the changes to federal student loans can be confusing, even frustrating. But SoFi is here to help keep you on track toward your higher ambitions. Our private student loans feature competitive rates, flexible repayment options, and no fees required. But our graduate student loans go a step further with tailored financial support:     • A 36-month grace period for medical students to accommodate residency programs. • A nine-month grace period for law students so you can focus on studying for the bar exam. • Five term options, including our newest offering, a 20-year repayment plan.     We're committed to making your financial journey as smart as your educational journey. Learn more about all our graduate loans today.     Learn more     Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.     To learn more, explore the Private Student Loan Page.       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi's underwriting requirements, including verification of sufficient income to support your ability to repay. Not all repayment options may be available for all loans. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. View payment examples. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is current as of 3/1/2026 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891. (www.nmlsconsumeraccess.org). Terms and conditions apply. SoFi Private Student loans are originated by SoFi Bank, N.A. NMLS # 696891 (www.nmlsconsumeraccess.org). Not all repayment options may be available for all loans. Minimum loan amount is $1,000. For additional product-specific legal and licensing information, see SoFi.com/legal. SoFi Bank N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 3070450 ISL25-3070450