Here's to another trip around the sun—and a future you can help protect.
| | Hi Janet,
Happy early birthday!
Another year, another chance to plan ahead—and term life insurance is one way to do just that. It's a small step that can make a big difference in how you protect what matters most. | | | | | • | Term life insurance policies starts at just $19/month1 | | • | Choose between 10‐30 year terms, with coverage up to $8M | | • | Apply 100% online, in minutes | | • | No medical exam or doctors exams needed for coverage up to $3M2 | | • | Get help only if you want it—agents are available, but never required | | | | | Coverage and pricing is subject to eligibility and underwriting criteria. | | | | Calculate your coverage needs. | | Not sure how much coverage you need? Get started with this free life insurance calculator. | | | | | | Coverage and pricing is subject to eligibility and underwriting criteria.
Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers- for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.
250819-4760465
Ladder, SoFi and SoFi Insurance Agency are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other, SoFi Technologies, Inc (SoFi) and SoFi Insurance Agency, LLC (SoFi Insurance Agency) do not issue, underwrite insurance or pay claims under Ladder Life™ policies. SoFi is compensated by Ladder for each issued term life policy.
SoFi Insurance Agency, LLC and its affiliates do not guarantee the services of any insurance company.
All services from Ladder Insurance Services, LLC are their own. Once you reach Ladder, SoFi is not involved and has no control over the products or services involved. The Ladder service is limited to documents and does not provide legal advice. Individual circumstances are unique and using documents provided is not a substitute for obtaining legal advice.
This email may be considered advertising under applicable law.
¹ Prices start at $19/month based on a 30‑year‑old female rated Preferred‑Plus for a $500K policy for a 10‑year term. Individual rates will vary as specific circumstances will affect each customer's rate. Rate valid as of 08/20/25.
² While medical exams may not be required for coverage up to $3M, certain health information is required as part of the application to determine eligibility for coverage. | | To learn more, explore the Insurance Page. | | SoFi Insurance Agency, LLC values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. | | | SoFi Technologies, Inc. 234 1st Street, San Francisco, CA 94105
© 2026 SoFi Insurance Agency, LLC (SoFi Insurance Agency). All rights reserved. | | w:2882950
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