🧹Get a 1% match on your 401(k) that’s collecting dust.

Plus, get a 1% match on your 401(k) rollover with no minimum required.
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SoFi
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  401(K) ROLLOVER
  Ready to roll over your old 401(k)? The SoFi app can do that.
 
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  Hi Janet,

Did you know abandoned 401(k) accounts exceed $2.1T*? Don't let yours be one of them!

Roll over your 401(k) into a SoFi IRA, and we'll match it at 1% with no limit.1 That's right, no limit—we're giving The Millionaire Matchmaker a run for her money.

To keep things simple, we're teaming up with Capitalize—your personal concierge for 401(k) rollovers. Save time, do it online, and bring all of your finances together in one app.
 
 
  Why roll over your 401(k) to a SoFi IRA?  
   
 
Investment choice:
You can choose active or automated investing when you open and rollover your 401K into a SoFi IRA account, meaning you can take control or let us manage your investments for you.
Lower fees:
When you leave funds in an employer‐sponsored account, you may pay higher fees. But with SoFi, you don't need to worry about commissions. Other fees may apply.
Consolidation power:
Simplify your retirement picture by merging your old 401(k) with your SoFi IRA. One account, less clutter, easier tracking! ‍
 
 
 
  Learn more. Or unlock the benefits of a SoFi IRA and take control of your future today.  
 
Get started
 
  1Terms and conditions apply.  
 
To learn more, explore the Invest Page.
 
 
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SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies.
INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
SoFi Invest is a trade name used by SoFi Wealth LLC and SoFi Securities LLC offering investment products and services. Robo investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser. Brokerage and self-directed investing products offered through SoFi Securities LLC, Member FINRA/SIPC.

For disclosures on SoFi Invest platforms visit SoFi.com/legal. For a full listing of the fees associated with SoFi Invest please view our fee schedule.
This information should not be deemed as an offering nor a recommendation of product from SoFi Bank, N.A.
Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link. For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions.

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🧹Get a 1% match on your 401(k) that’s collecting dust. 🧹Get a 1% match on your 401(k) that’s collecting dust. Reviewed by PaidmeLLC on March 13, 2026 Rating: 5

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