🎉 Congrats! Janet, 0% Intro APR for 15 months is waiting. You’re eligible to apply for the SoFi Everyday Cash Rewards Credit Card.

Apply for the new SoFi Everyday Cash Rewards Credit Card.

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Log in ›     Janet, you've been preapproved1 for the new SoFi Everyday Cash Rewards Credit Card with no annual fee!† Earn up to 3% cash back rewards, and get a 0% Intro APR on balance transfers and purchases for 15 months.2 After 15 months, your APR will adjust to 18.49%–28.99% , based on your credit worthiness. Balance transfers must be completed within 60 days of account opening. NOTE: Offer ends 03/31/2026. Your unlimited cash back rewards that are as simple as 3-2-1.3*     Earn 3% on all things dining, including takeout and delivery apps. Earn 2% at grocery stores and online grocery delivery. Earn 1% on all other eligible purchases.     Additional benefits:     😎 No annual fee.† 🌎 No foreign transaction fees. 🔐 ID Theft Protection4 and Zero Fraud Liability.5 🎉 Earn up to 3% Cash Back Rewards on all eligible purchases and redeem as a statement credit, or toward saving, investing, and paying down eligible SoFi debt.*     We think you're pretty special, which is why you've been preapproved.1 Select "Get started" below to access your personalized application link that is exclusive to you. Note, this offer is not available on SoFi.com.     Get started     †See Pricing, Terms & Conditions | *See Rewards Details       You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll‑free 1‑888‑5‑OPTOUT (1‑888‑567‑8688). See PRESCREEN AND OPT‑OUT NOTICE below for more information about prescreened offers.       To learn more, explore the Credit Card Page.       Have questions? Contact us   Download the SoFi app   1Accounts subject to additional credit approval. To qualify for approval, you must meet SoFi's pre-established underwriting requirements, including verification of sufficient income to support your ability to pay. We will not extend you credit if you do not meet our pre-established criteria. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. SoFi will determine your credit line based on your creditworthiness and ability to pay at time of application. If approved for a SoFi Credit Card, your credit line will be at least $500. Your eligibility for a SoFi Credit Card Account or a subsequently offered product or service is subject to the final determination by SoFi Bank, N.A., as issuer, pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please allow up to 30 days from date of submission to process your application. The card offer referenced in this communication is only available to individuals who are at least 18 years of age (or of legal age in your state of residence), and who reside in the United States. Eligible Participants: Only new SoFi Everyday Cash Rewards Credit Card members that receive this e-mail offer addressed to their e-mail address are eligible for this one-time offer. This offer may not be transferred. Limit one offer per account. Members who have previously opened a SoFi Credit Card account are not eligible for this offer. Promotion Period: This offer is valid between 03/02/2026 and 03/31/2026. You must open a new SoFi Everyday Cash Rewards Credit Card account by 03/31/2026 in order to be eligible for this offer. 2Offer Terms: 0% Introductory APR on purchases for the first 15 months from the opening of your SoFi Everyday Cash Rewards Credit Card account. After that, your purchase APR will return to a variable 18.49%–28.99% based on your creditworthiness. Currently the ability to make Balance Transfers is available to recipients of promotional offers only. Balance Transfers may only be made for credit card debt that is payable to financial institutions within the network of the third party service provider of SoFi Credit Card Balance Transfer services. 0% Introductory APR on Balance Transfers for the first 15 months from the date of first transfer when transfers are completed within 60 days of account opening. After that, your APR on the transferred balance will return to a variable 18.49%–28.99% based on your creditworthiness. The maximum amount you may use for Balance Transfers will not exceed 75% of your total Credit Limit. Allow up to 72 hours for each Balance Transfer to be reflected on your account. SoFi shall assess a Balance Transfer Fee equal to the greater of $10 or 5% of the Balance Transfer. A Balance Transfer Fee is charged on each Balance Transfer and will be reflected in the minimum payment for the billing period in which the Balance Transfer is consummated. You must make minimum payments and keep your account in good standing. We may revoke any promotional APR if you fail to make a payment of at least the minimum payment due within 60 days of the due date. Your new APR will be the Standard Purchase APR. 3 Members can earn cash back rewards points for every dollar spent on purchases, including 3% cash back rewards on eligible dining purchases, 2% cash back rewards on eligible grocery purchases, and 1% cash back rewards on all other eligible purchases. No rewards points will be earned with respect to reversed transactions, returned purchases, or other similar transactions. When you elect to redeem rewards points toward active SoFi accounts, including but not limited to, your SoFi Checking or Savings account, SoFi Money® account, SoFi Active Invest account, SoFi Automated Invest account, SoFi Credit Card account, SoFi Personal Loan, Private Student Loan, Student Loan Refinance, or toward SoFi Travel purchases, your rewards points will redeem at a rate of 1 cent per every point. For more details, please visit www.sofi.com/card/rewards?cardType=h. Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA/SIPC. SoFi Securities LLC is an affiliate of SoFi Bank, N.A. 4 Mastercard ID Theft Protection™: This World Mastercard® Benefit comes at no additional cost. Cardholders need to register for this service. To activate your alerts benefit, visit mastercardus.idprotectiononline.com and enter your card number to start the registration process. Certain terms, conditions, and exclusions apply. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD. 5 Certain World Mastercard® Benefits have additional terms and conditions, which can be accessed through the World Mastercard® Benefits portal. Please see your guide to benefits for details or call 1-800-MASTERCARD.   PRESCREEN AND OPT-OUT NOTICE: You received this "prescreened" offer of credit because we used information from your credit report to determine that you satisfied certain criteria. This offer is not guaranteed if you do not meet our criteria. However, if you do not want to receive prescreened offers of credit from us and other companies, you may exercise the right to not be included on prescreened lists by calling the consumer reporting agencies toll‑free at 1‑888‑5‑OPTOUT (1‑888‑567‑8688), visiting the website at www.optoutprescreen.com, or writing to: Equifax Options, P.O. Box 740123, Atlanta, GA 30374‑0123, TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094‑0505, Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013.   Accounts subject to credit approval. SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 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