First steps into homeownership got you feeling 🤯

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Log in ›     HOME MORTGAGE LOANS     Knowledge = power.     Learn More     Can I afford it? What will my costs be? Is it a good investment? You have questions, and we have answers.     Ready to apply, but not sure where to start?     • Researching lenders and loan options online can help borrowers like you understand the market and find the best fit. Learn more • The mortgage process can be lengthy and stressful. Our mortgage loan article helps break it down—and here's what you need to know in 9 simple steps. Learn more • Not sure if it's the right time to buy, or if it's a good investment? Learn more     Still looking for more information? Check out more SoFi Learn articles to feel confident about taking the first step in getting your home (and your money) right.     Learn More     To learn more, explore the Mortgage Page.       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of February 1, 2026. SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 3010364