⏰ Ends tomorrow: Save $1,495 on a mortgage refinance!

Don't miss out on $1,495 in savings

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Log in ›     HOME MORTGAGE LOANS   Apply by 11:59 PT 02/03 and pay $0 origination fee.     View your rate     Checking won't affect your credit score.†     Hi Janet, This is our final reminder that our special $0 origination fee offer is expiring soon—that's $1,495 that you could save with a SoFi Mortgage Refinance.¹     But that's just the beginning of your savings, because here's what you get with a SoFi Mortgage Refinance:     • Competitive rates that could significantly lower your monthly payments. • Flexible term options to fit your financial goals. • A simple online application process with transparent pricing.     Improving your mortgage terms is good. But potentially saving $1,495¹ from the start? Even better. Apply by 11:59 PM PT 02/03/26 to have your origination fee waived.     View your rate     Checking won't affect your credit score.†     To learn more, explore the Mortgage Page.       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. †To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of February 1, 2026. SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. ¹Terms and conditions apply. Only applicable for mortgage refinance applications received from 1/12/26 to 2/3/26. To be eligible you must not have submitted a mortgage refinance application within the preceding 90 days. Offer is subject to lender approval. Not eligible for Jumbo loan products. Cannot be combined with any other origination fee discount offers. SoFi reserves the right to change or terminate this offer at any time with or without notice. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2026 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 3160650 HL25-3160650-I