Life is complicated. Your insurance doesn't have to be.
| | SOFI PROTECT | | | | Is your employer's life insurance enough? Probably not. | | | | | | | | We are now directing you to Ladder. SoFi will no longer be your host and is not responsible for content provided by third-party sites, including Ladder. Please note that you are subject to the destination site's Privacy Policy and Terms & Conditions. | | | | | | Janet,
Employer-provided life insurance is a good start, but it rarely provides enough coverage to help fully protect your family long-term. Check how much coverage you really need—get a free quote from Ladder in minutes. | | | | Why employer coverage may fall short: | | | | | • | Limited payout: Employer policies often provide only 1–2x your annual salary, which may cover short-term costs like funeral expenses but falls short for long-term obligations such as a mortgage, child care, or college tuition. | | • | Not portable: Your coverage is typically tied to your job. Change employers, retire, or get laid off, and you could lose your insurance when you need it most. | | • | One-size-fits-all: Employer plans are rarely customizable. You can't adjust the term or set coverage to match your family's unique needs | | | | | | | Whether you're starting your career, balancing family life,or planning for retirement, SoFi and Ladder can help you get coverage that fits your needs. | | | |  | Find coverage starting at $19/month.1 |  | Apply 100% online, no medical exams needed with coverage up to $3M2 on most products. |  | Terms range from 10-30 years and coverage amounts from $100K-$8M on most products. | | | | | | | Don't settle for "just enough" coverage, because chances are it's not enough. | | | | Coverage and pricing is subject to eligibility and underwriting criteria. | | Coverage and pricing is subject to eligibility and underwriting criteria.
Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers- for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.
Ladder, SoFi and SoFi Insurance Agency are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other, SoFi Technologies, Inc (SoFi) and SoFi Insurance Agency, LLC (SoFi Insurance Agency) do not issue, underwrite insurance or pay claims under Ladder Life™ policies. SoFi is compensated by Ladder for each issued term life policy.
SoFi Insurance Agency, LLC and its affiliates do not guarantee the services of any insurance company.
All services from Ladder Insurance Services, LLC are their own. Once you reach Ladder, SoFi is not involved and has no control over the products or services involved. The Ladder service is limited to documents and does not provide legal advice. Individual circumstances are unique and using documents provided is not a substitute for obtaining legal advice.
This email may be considered advertising under applicable law.
1Prices start at $19/month based on a 30‑year‑old female rated Preferred‑Plus for a $500K policy for a 10‑year term. Individual rates will vary as specific circumstances will affect each customer's rate. Rate valid as of
2While medical exams may not be required for coverage up to $3M, certain health information is required as part of the application to determine eligibility for coverage. | | To learn more, explore the Insurance Page. | | SoFi Insurance Agency, LLC values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. | | | SoFi Technologies, Inc. 234 1st Street, San Francisco, CA 94105
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