A 1% match on crypto buys—how crypto at SoFi goes from great to even more great 🎉

Earn a 1% match on crypto buys.

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Log in ›     NEW!     Get a 1% match on crypto buys.1     Open an account     Funds must be net-new and originate from the members' SoFi Checking and Savings account to execute crypto buys by 3/30/26. Terms and conditions apply.     Hey Janet, If one of your goals this year was to work on crypto, then good news—with a 1% match on your crypto buys1 through 3/30/26, that goal just got a helping hand. Open a SoFi Crypto account to get started. Oh, and that's not the only good thing about going with SoFi for crypto...     Why go crypto at SoFi?     • It's the first national chartered bank where retail customers can own crypto—and bank, borrow, and invest—all in one app. • You'll get a platform with bank-level safeguards—including regulation and custody standards—now for crypto. • Get education and in-app guidance to help you feel confident every step of the way. • Instantly move money from your SoFi Bank to SoFi Crypto account, so you can trade the moment you're ready.     Want to learn more before you get started? Get more info on how crypto at SoFi works right here.     Open an account     Funds must be net-new and originate from the members' SoFi Checking and Savings account to execute crypto buys by 3/30/26. Terms and conditions apply.     To learn more, explore the Crypto Page.       Have questions? Contact us   Download the SoFi app   CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED ‑ ARE NOT BANK GUARANTEED ‑ MAY LOSE VALUE Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value. Cryptocurrency and other digital assets are not deposits, are not insured by the FDIC or SIPC, are not bank guaranteed, and may lose value. All cryptocurrency transactions, once submitted to the blockchain, are final and irreversible. SoFi is not responsible for any failure or delay in processing a transaction resulting from factors beyond its reasonable control, including blockchain network congestion, protocol or network operations, or incorrect address information. Availability of specific digital assets, features, and services is subject to change and may be limited by applicable law and regulation. SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi Bank does not provide investment, tax, or legal advice. Please refer to the SoFi Crypto account agreement for additional terms and conditions. 1 ELIGIBILITY: This Promotion is open and available to SoFi members who are legal residents of the fifty (50) United States and the District of Columbia and are at least eighteen (18) years of age or older as of time of promotion period. PROMOTION TIMING & PHASES: The Promotion runs from February 12, 2026 through December 31, 2026 and is divided into two phases. To be eligible for this Promotion, you must participate in the Offer Phase and maintain the digital assets through the Holding Phase. Offer Phase (Buying Window): February 12, 2026 (9:00 a.m. ET) – March 30, 2026 (11:59 p.m. ET). Holding Phase (Holding Window): March 31, 2026 (12:00 a.m. ET) – December 31, 2026 (11:59 p.m. ET). HOW IT WORKS: SoFi members can earn a 1% Match on Net Funded Crypto Buys made through SoFi Bank, N.A., capped at a total buy volume of $250,000. Funding: Eligible crypto buys must be funded directly from your SoFi Checking & Savings. Incoming crypto transfers do not qualify. Calculation: The 1% Match is based on the total USD value of eligible crypto buys made during the Offer Phase, MINUS the value of any cash or digital asset withdrawals from your SoFi Crypto account any time before Dec 31, 2026. Selling digital assets does not reduce your match amount provided the proceeds remain in your SoFi Crypto account or are used to buy other digital assets. 1% MATCH CALCULATION EXAMPLES Standard Buy and Hold A SoFi Member executes $1,000 worth of crypto buys during Offer Phase and holds the digital assets on platform through Dec 31, 2026. 1% Match: $10 in stablecoin or a cash equivalent. Cash/Digital Asset Withdrawal A SoFi Member executes $1,000 worth of crypto buys during Offer Phase and withdraws $500 (cash or digital asset withdrawal) before Dec 31, 2026. 1% Match: $5 in stablecoin or a cash equivalent – 1% of the remaining $500 net funded amount. Trading/Rebalancing Portfolio A SoFi Member executes a $1,000 BTC crypto buy. Later, sells $500 of BTC to buy ETH. No withdrawals made and holds digital assets on platform through Dec 31, 2026. 1% Match: $10 in stablecoin or a cash equivalent – 1% Match based on original net funding for crypto buys. Market Value Changes A SoFi Member executes $1,000 worth of crypto buys. Market drops portfolio value to $800. No withdrawals made and digital assets held on platform through Dec 31, 2026. 1% Match: $10 in stablecoin or a cash equivalent – Market performance does not affect 1% match payout. PAYOUT METHOD & TIMING: The 1% Match payout will be paid in a one-time bonus, payable in stablecoin or another cash equivalent, credited to the member's SoFi Crypto account. The payout method will be determined by SoFi at its discretion. The member must maintain an active SoFi Crypto account to receive the payout. Payments will begin at the conclusion of the promotion period on or around January 2027. ADDITIONAL IMPORTANT TERMS: The SoFi 1% Crypto Match Promo may be combined with other SoFi Crypto promos. Promotion is non-transferable and limited to one per account. SoFi reserves the right to exclude any members from participating in this Promotion for any reason, such as suspected fraud, misuse, or suspicious activity. If SoFi suspects that there may have been fraudulent activity and/or a violation of these Terms & Conditions in connection with the Offer, or a violation of the customer agreement, SoFi reserves the right to either decline to grant the Match, or to rescind the Offer. SoFi reserves the right to liquidate any digital assets to make up for any shortfall. SoFi also reserves the right to modify, suspend, or terminate the Promotion at any time without notice. SoFi Technologies, Inc. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Technologies, Inc. 234 1st St., San Francisco, CA 94105 Unsubscribe | Privacy Policy | Licenses © 2026 SoFi Technologies, Inc. All rights reserved. w: 3513950 CRYP26-3513950-E