| |  | | September 15, 2025 | | | | | | | | $1,000 Car Payments Usher in an Era of Longer Auto Loans | | | By Dawn Papandrea
Buying a car these days can be super stressful. Deciphering all the options is exhausting enough, and then there's the cost. New vehicles are so expensive that nearly one in five buyers are now signing up for a monthly loan payment of at least $1,000. And those who can't afford such a big bill are increasingly turning to lengthier loans to give themselves some breathing room. But borrowing for longer is ultimately more expensive — and riskier. Here's what you need to know. | | | | | | | | | | 5 Ways to Make the Most of Your Home While Waiting to Sell | | | By Keith Wagstaff
Are you thinking that it might be worth waiting to sell your home?
With homes sitting on the market longer and prices starting to fall, more homeowners are becoming discouraged about their prospects for a successful sale. A growing number are delisting their properties, presumably holding out for a more favorable market.
Of course, delaying a sale doesn't make sense if a shorter commute or room for a growing family is more important to you than maximizing your profits. And while the Federal Reserve is expected to resume interest rate cuts, there's no guarantee you'd be better off waiting. If and when mortgage rates drop, it would have to be enough to draw out more buyers and higher offers.
But if you do decide to stay put — at least temporarily — you don't have to just make do. Here are five ways to get the most out of your current home in the meantime. | | | | | | | | Your SoFi Toolkit | | Looking to make your house more comfortable while you're waiting to sell? With a SoFi home equity loan, you can get cash for home improvements without any mortgage refinancing. | | | | | | | | WEEK AHEAD ON WALL STREET | | | | The Fed Meets | | | By Mario Ismailanji
The stage is set for the main event of the month — the Federal Reserve's monetary policy meeting.
The market has already fully priced in a 25-basis-point (0.25%) cut to the Fed's benchmark interest rate. However, a small but notable segment of the market is holding out for a more aggressive 50 basis points, which could spark significant volatility if it were to materialize.
For most investors, however, the federal funds rate itself won't be the whole story. The Fed will also release its quarterly Summary of Economic Projections, providing updated expectations for economic growth, unemployment, and inflation as well as the so-called "dot plot." This will signal whether the Fed plans to lower rates slowly or resume a deeper easing cycle. | | | | | | | | | | | Informed investment decisions start with informed insights. Here's what's making headlines:
🗣️ The Federal Trade Commission launched an investigation into seven tech companies, including Google (GOOG), Meta (META), and Snap (SNAP), probing the potential harms their AI chatbots could cause kids who communicate with them like a friend or confidant. (CNN Business)
💼 Ahead of the Federal Reserve's rate decision this week, CEOs including JPMorgan's (JPM) Jamie Dimon warned of a weakening economy. Revised government data recently revealed much lower job growth than previously reported. (CNBC)
🎬 Studio consolidation is heating up: The newly merged Paramount Skydance is exploring a bid to acquire Warner Bros. Discovery (WBD), the Wall Street Journal reported. (Deadline) | | | | | | |  | | Are you making the most of your savings? For a limited time, get a 0.70% boost on our highest savings APY (currently 3.80%) when you set up a new account with eligible direct deposit. Terms apply.¹ | | | | | | | | |  | | Why fast food is no longer cheap. (USA Today) | | | | | | | | | | | Intel, insights, and inspo for your money. | | On the Money cuts through the noise of day‑to‑day financial news to bring you a more thoughtful point of view on what's important in this moment — and how it impacts your bottom line. We value your trust above all. | | | | | | | | | | Did you find today's newsletter valuable? | | | | |
| | | | INVESTMENTS ARE NOT FDIC INSURED ‑ ARE NOT BANK GUARANTEED ‑ MAY LOSE VALUE | | ¹Earn up to 4.50% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.80% APY as of 8/5/25) for up to 6 months. Open a new SoFi Checking & Savings account and enroll in SoFi Plus by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2. SoFi Bank, N.A. Member FDIC.
²SoFi Bank, N.A. NMLS #696891 (Member FDIC), offers loans directly or we may assist you in obtaining a loan from SpringEQ, a state licensed lender, NMLS #1464945.
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