Plus, the income from side hustling
| |  | | August 4, 2025 | | | | | | | | Buyer's Market? Depends on Where You Look | | While owning a home still feels out of reach for many of us, the market is starting to get more buyer-friendly. But the prospects for aspiring buyers are much better in some regions than others. Here's why, and how you can get the best deals regardless of where you live. | | | | | | | | WEEK AHEAD ON WALL STREET | | | | Macro Hangover | | | By Mario Ismailanji
Markets might be in for a bit of a hangover, as investors recover from last week's Federal Reserve statement, jobs data, and corporate earnings reports.
While this certainly isn't going to be an empty week on the earnings front — 126 companies are scheduled to report — it will be a step down from the last few weeks of many mega-cap results. Still, it's one of the last opportunities investors have to learn how the corporate world is experiencing the economy until next earnings season, which makes it important.
The economic calendar is also considerably lighter than last week. We'll get reports from the Institute for Supply Management, plus data on factory orders, the trade balance, and consumer credit. | | | | | | | | | | $200 | That's how much money people with side hustles typically earn from them monthly, according to a June Bankrate survey.
While that's down from a median of $250 a month last year, a bigger share of side hustlers are spending that income on discretionary expenses, the survey showed. If you need extra $$ to fund your fun, check out these side hustles that don't feel like a hustle. | | | | | | | | Dynamic Pricing | | | | | Dynamic pricing is a strategy where businesses adjust their prices in real-time based on market conditions like supply and demand. We've seen dynamic pricing with things like airline fares, Uber rides, and concert tickets. But now the strategy is coming to grocery aisles through electronic shelf labels.
These electronic price tags have caught on at grocery chains in Norway and the Netherlands and are more recently popping up at Walmart, Kroger, and Whole Foods in the U.S, The Wall Street Journal recently reported. Experts say it's only a matter of time before we see prices for staples like eggs go up and down in front of our eyes.
At one Norwegian grocery chain, prices can change up to 100 times a day — and even more often during busy periods like holidays. | | | | | | | | | Informed investment decisions start with informed insights. Here's what's making headlines:
💉 Moderna (MRNA) said it plans to slash around 10% of its global workforce as sales of its COVID shot continue to sag. Shares of the former pandemic darling have dropped over 20% this year. (CNBC)
🤖 It seems that Microsoft (MSFT) and Meta (META)'s gargantuan spending on AI won't be slowing any time soon. The tech titans shared beefed-up capital expenditure forecasts as they posted expectation-beating earnings. (CNBC)
🍺 Bud and Corona seller ABInBev (BUD) reported a worse-than-expected slump in sales volume, dragged by fizzling demand in Brazil and China. It's the ninth-straight quarter of falling beer sales for the world's largest brewer. (The Wall Street Journal via MSN) | | | | | | |  | | The Genius Act, the first major federal cryptocurrency legislation, focuses on one type of cryptocurrency: stablecoins. So what exactly is a stablecoin? (Bloomberg) | | | | | | | | |  | | Even high earners can feel like they're on a never-ending hamster wheel. Here's why. (CNBC) | | | | | | | | |  | | Why on earth would you give a child a credit card? Here's one reason. (The Atlantic via MSN) | | | | | | | | | | | Intel, insights, and inspo for your money. | | On the Money cuts through the noise of day‑to‑day financial news to bring you a more thoughtful point of view on what's important in this moment — and how it impacts your bottom line. We value your trust above all. | | | | | | | | | | Did you find today's newsletter valuable? | | | | |
| | | | INVESTMENTS ARE NOT FDIC INSURED ‑ ARE NOT BANK GUARANTEED ‑ MAY LOSE VALUE | | SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
SoFi Checking and Savings accounts are offered by SoFi Bank, N.A., Member FDIC. SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated.
Loans originated by SoFi Bank, N.A., NMLS #696891 (www.nmlsconsumeraccess.org). Equal Housing Lender.
Brokerage products offered through SoFi Securities LLC, member FINRA/SIPC.
Advisory services are offered through SoFi Wealth LLC, an SEC-registered investment adviser. Information as of August 2025 and is subject to change. Screen images simulated.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
In our efforts to bring you the latest updates on things that might impact your financial life, we may occasionally enter the political fray, covering candidates, bills, laws and more.
Please note: SoFi does not endorse or take official positions on any candidates and the bills they may be sponsoring or proposing. We may occasionally support legislation that we believe would be beneficial to our members, and will make sure to call it out when we do. Our reporting otherwise is for informational purposes only, and shouldn't be construed as an endorsement.
The information provided is general in nature and shouldn't be construed as a recommendation or solicitation of any products offered by SoFi's affiliates and subsidiaries. Additionally, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset.
SoFi Technologies, Inc. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us.
SoFi Technologies, Inc. 234 1st St., San Francisco, CA 94105
Unsubscribe | Privacy Policy | Licenses
© 2025 SoFi Technologies, Inc. All rights reserved.
w: 20250804 | | | |
No comments: