Introducing: $0 origination fee on your cash-out refinance 🏠

Get $1,495 in savings when you refi with SoFi

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Log in ›     CASH-OUT REFINANCE     Zero Origination fee = $1,495 in savings.*     Submit your app by 8/15     For a limited time, you can pay a $0 origination fee* when you refi with SoFi. That means a $1,495 savings you can put toward, well, anything else. You can explore your mortgage loan options in minutes, so don't delay and submit your application before 8/15/2025 to save big when you cash-out refi.      Need more reasons to go with SoFi?     Replace your current mortgage with a new, larger one. And keep the difference between the new and old loans as cash, straight to your bank account. Enjoy knowing your costs with our clear, upfront pricing. You could end up with one, simple payment each month for everything you owe.     Get some extra cash to help with expenses: renovate your place, pay off high-interest debt, or even treat yourself to a hard-earned vacation     Submit your app by 8/15       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of August 1, 2025. SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. *Origination Fee Waiver: Terms and conditions apply. Only applicable for mortgage refinance applications received from 6/23/25 to 8/15/25. To be eligible you must not have submitted a mortgage refinance application within the preceding 90 days. Offer is subject to lender approval. Cannot be combined with any other offers. SoFi reserves the right to change or terminate this offer at any time with or without notice. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2025 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 2811930