Big loans, competitive rates: Introducing our new jumbo mortgage.

See what you qualify for with no impact to your credit score.

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Log in ›     JUMBO MORTGAGE LOANS     Competitive jumbo mortgage loans are here to stay.     View your rate     Don't wait to get your jumbo rate, Janet. Big news for big loans: Whether you're in the market to buy or ready to refinance your current mortgage, now you can move forward with confidence. We just launched a new, more competitive jumbo mortgage–built for homebuyers and refinancers who need more and expect more. Here's what you'll get:     • Competitive rates and a faster than average closing* • Loan amounts up to $3 million • Simple, online application • A dedicated mortgage loan officer     And so much more! It only takes minutes to see your personalized jumbo rates - and there's no impact to your credit score.†     View your rate     Checking your rate won't affect your credit score.†       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of August 1, 2025. SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. * SoFi's average time to close is 36 days for a purchase transaction loan and 40 days for a refinance transaction loan – On average over 5 days faster than the industry average (based on competitive market data provided by EllieMae for the period of 01/01/2024 - 10/15/2024). SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2025 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 2865557 HL24-1774854-A