⏳There’s still time! You could win $50K to consolidate debt.

View your rate on a home equity loan for debt consolidation.

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Log in ›     HOME EQUITY LOANS     Could winning $50K* help you save thousands more?     View your rate     Checking your rate will not affect your credit score.† *NO PURCHASE OR QUALIFICATION FOR FINANCING NECESSARY. Open only to legal residents of the 50 US/DC, 18+. Void where prohibited by law. Sweepstakes starts 6/19/25 at 12am PT and ends at 11:59 pm PT on 8/7/25. See Official Rules for free method of entry, prize details, limits, and odds. Sponsor: Social Finance LLC ("SoFi") 234 First Street, San Francisco, CA 94105.     HOME EQUITY LOANS     Could winning $50K* help you save thousands more?     View your rate     Checking your rate will not affect your credit score.† *NO PURCHASE OR QUALIFICATION FOR FINANCING NECESSARY. Open only to legal residents of the 50 US/DC, 18+. Void where prohibited by law. Sweepstakes starts 6/19/25 at 12am PT and ends at 11:59 pm PT on 8/7/25. See Official Rules for free method of entry, prize details, limits, and odds. Sponsor: Social Finance LLC ("SoFi") 234 First Street, San Francisco, CA 94105.

Janet, a home equity loan from SoFi could help you take control of high-interest debt by consolidating it into one simplified payment. And right now, you could win $50,000* to consolidate high-interest debt during our Equity Unlocked Sweepstakes—now through 8/7/25. Simply view your rate on a home equity loan and you're automatically entered for a chance to win. And if you lock your rate, you get another entry for a chance to win.* OR You can also enter by mail—send up to two postcards for a chance to win.* See below for Official Rules and mailing address. No purchase necessary.

You could save thousands when you consolidate debt with a home equity loan.

But the Equity Unlocked Sweepstakes won't last forever. View your rate on a home equity loan before 8/7/25 and take control of high-interest debt.

View your rate

Checking your rate will not affect your credit score.†

Have questions? Contact us   Download the SoFi app

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*NO PURCHASE OR QUALIFICATION FOR FINANCING NECESSARY. Open only to legal residents of the 50 US/ DC, 18+. Void where prohibited by law. Sweepstakes starts 6/19/25 at 12am PT and ends at 11:59 pm PT on 8/7/25. See Official Rules for free method of entry, prize details, limits, and odds. Sponsor: Social Finance LLC ("SoFi") 234 First Street, San Francisco, CA 94105. Alternate method of entries: Mail two postcards to Realtime Media, Attn: SoFi The Equity Unlocked Sweepstakes Entry, 1001 Conshohocken State Road, Suite 2–130, West Conshohocken, PA 19428. Each entry must be mailed separately in a hand-addressed, properly-stamped envelope. †To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. SoFi Bank, N.A. NMLS #696891 (Member FDIC), offers loans directly or we may assist you in obtaining a loan from SpringEQ, a state licensed lender, NMLS #1464945. All loan terms, fees, and rates may vary based upon your individual financial and personal circumstances and state. You should consider and discuss with your loan officer whether a Cash Out Refinance, Home Equity Loan or a Home Equity Line of Credit is appropriate. Please note that the SoFi member discount does not apply to Home Equity Loans or Lines of Credit not originated by SoFi Bank. Terms and conditions will apply. Before you apply, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and a minimum loan amount. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of July 23, 2025. In the event SoFi serves as broker to Spring EQ for your loan, SoFi will be paid a fee. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2025 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 2408750 HL25-2408750-K