Congrats! Janet, 0% Intro APR for 15 months is waiting. You're preselected for the SoFi Unlimited 2% Credit Card.

Give your money goals a boost.

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Log in ›     Get 0% Intro APR on purchases and balance transfers for 15 months.2     Apply now     Janet, you've been preselected1 for 0% Intro APR for 15 months2 and no annual fee† with the SoFi Unlimited 2% Credit Card. Talk about giving your money goals a boost!     This offer ends on 07/31/2025 and includes:     0% Enjoy 0% Intro APR on balance transfers and purchases for 15 months.2 After that, your APR will be 19.24% to 29.74% based on your creditworthiness. Balance transfers must be completed within 60 days of account opening.     2% Earn Unlimited 2% cash back rewards on all purchases3 and redeem as statement credit—or toward saving, investing, and paying down eligible SoFi debt.     $0 No annual fee.† Keep more money in your pocket.     Apply now     †See pricing terms & conditions | *See rewards details     SoFi Unlimited 2% Credit Card benefits:     🙅 Identity theft protection4 and Zero Fraud Liability Protection.5     💎 Enjoy Mastercard World Elite Benefits like 24/7 Travel Concierge service and more.5     🌎 No foreign transaction fees.     🏝 Earn 3% cash back rewards when you book trips through SoFi Travel.6       ¹You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll‑free 1‑888‑5‑OPTOUT (1‑888‑567‑8688). See PRESCREEN AND OPT‑OUT NOTICE below for more information about prescreened offers.         Have questions? Contact us   Download the SoFi app   1PRESCREEN AND OPT-OUT NOTICE: You received this "prescreened" offer of credit because we used information from your credit report to determine that you satisfied certain criteria. This offer is not guaranteed if you do not meet our criteria. However, if you do not want to receive prescreened offers of credit from us and other companies, you may exercise the right to not be included on prescreened lists by calling the consumer reporting agencies toll-free at 1-888-5-OPTOUT (1-888-567-8688), visiting the website at www.optoutprescreen.com, or writing to: Equifax Options, P.O. Box 740123, Atlanta, GA 30374‑0123, TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094‑0505, Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013. 1 Accounts subject to additional credit approval. To qualify for approval, you must meet SoFi's pre-established underwriting requirements, including verification of sufficient income to support your ability to pay. We will not extend you credit if you do not meet our pre-established criteria. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. If approved for a SoFi Credit Card, your credit access line will be at least $500. Your eligibility for a SoFi Credit Card Account or a subsequently offered product or service is subject to the final determination by SoFi Bank, N.A., as issuer, pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please allow up to 30 days from date of submission to process your application. The card offer referenced in this communication is only available to individuals who are at least 18 years of age (or of legal age in your state of residence), and who reside in the United States. Eligible Participants: Only new SoFi Unlimited 2% Credit Card members that receive this e-mail offer addressed to their e-mail address are eligible for this one-time offer. This offer may not be transferred. Limit one offer per account. Members who have previously opened a SoFi Credit Card account are not eligible for this offer. Promotion Period: This offer is valid between 07/02/2025 and 07/31/2025. You must open a new SoFi Unlimited 2% Credit Card account by 07/31/2025 in order to be eligible for this offer. 2 Offer Terms: 0% Introductory APR on purchases for the first 15 months from the opening of your SoFi Unlimited 2% Credit Card account. After that, your purchase APR will return to a variable 19.24% to 29.74% based on your creditworthiness. 0% Introductory APR on Balance Transfers for the first 15 months from the date of first transfer when transfers are completed within 60 days of account opening. After that, your APR on the transferred balance will return to a variable 19.24% to 29.74% based on your creditworthiness. The maximum amount you may use for Balance Transfers will not exceed 75% of your total Credit Limit. Balance Transfers are limited to the transfer of credit card balances of participating financial institutions. Allow up to 24 hours for each Balance Transfer to be reflected on your account. SoFi shall assess a Balance Transfer Fee equal to the greater of $10 or 5% of the Balance Transfer. Must make minimum payments and keep your account in good standing. We may revoke any promotional APR if you fail to make a payment of at least the minimum payment due within 60 days of the due date. Your new APR will be the Standard Purchase APR. 3 Members earn 2 rewards points for every dollar spent on purchases. No rewards points will be earned with respect to reversed transactions, returned purchases, or other similar transactions. When you elect to redeem rewards points toward active SoFi accounts, including but not limited to, your SoFi Checking or Savings account, SoFi Money® account, SoFi Active Invest account, SoFi Automated Invest account, SoFi Credit Card account, or SoFi Personal, Private Student, Student Loan Refinance, or toward SoFi Travel purchases, your rewards points will redeem at a rate of 1 cent per every point. For more details, please visit www.sofi.com/card/rewards?cardtype=c. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA/SIPC. SoFi Securities LLC is an affiliate of SoFi Bank, N.A. 4 Mastercard ID Theft Protection™: This World Elite Mastercard® Benefit comes at no additional cost. Cardholders need to register for this service. To activate your alerts benefit, visit mastercardus.idprotectiononline.com and enter your card number to start the registration process. Certain terms, conditions, and exclusions apply. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD. 5 Certain World Elite Mastercard® Benefits have additional terms and conditions, which can be accessed through the World Elite Mastercard® Benefits portal. Please see your guide to benefits for details or call 1-800-MASTERCARD. 6 Terms, and conditions apply: This SoFi member benefit is provided by Expedia, not by SoFi or its affiliates. SoFi may be compensated by the benefit provider. Offers are subject to change and may have restrictions, please review the benefit provider's terms: Travel Services Terms & Conditions. The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click: https://www.expediagroup.com/home/default.aspx When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings. Eligibility: You must be a SoFi registered user. You must agree to SoFi's privacy consent agreement. You must book the travel on SoFi's Travel Portal reached directly through a link on the SoFi website or mobile application. Travel booked directly on Expedia's website or app, or any other site operated or powered by Expedia is not eligible. You must pay using your SoFi Credit Card. SoFi Member Rewards: All terms applicable to the use of SoFi Member Rewards apply. To learn more please see: https://www.sofi.com/rewards/ Terms applicable to SoFi Member Rewards: https://www.sofi.com/terms-of-use/#rewards Additional Terms: Changes to your bookings will affect the rewards points balance for the purchase. Any canceled bookings or fraud will cause rewards points to be rescinded. Rewards points can be delayed by up to 7 business days after a transaction posts on members' SoFi Credit Card ledger. SoFi reserves the right to withhold rewards points for suspected fraud, misuse, or suspicious activities. ©2025 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender. NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Accounts subject to credit approval. SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. Unsubscribe Privacy Policy Licenses SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 © 2025 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 2239672 CC24-1992985-B