You're invited: Exclusive personal loan rate discount.

Get a .25% interest rate discount if approved when you view your rate today.

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Log in ›     PERSONAL LOANS     Janet, exclusive lower rates for a limited time!     View your rate     Paying down debt? Upgrading your home? Or wisely avoiding credit cards on a big life expense? Now's a perfect time to make it happen with a SoFi Personal Loan because you could get a 0.25% discount on your interest rate, as low as 8.99% APR 8.74% APR‡! Offer ends 06/30/25.     • New lower rates: If approved, your new low fixed rate will never increase during your loan. • No fees required: No late fees. No prepayment fees. No mandatory origination fees. • Borrow $5K-$100K!     View your rate with no impact to your credit score now!     View your rate     ✓ Checking your rate won't affect your credit score†       Chat with us   855.456.SoFi (7634) M‑Th 5 AM‑7 PM PT, F‑Su 5 AM‑5 PM PT Download the SoFi app   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal and SoFi.com/eligibility. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans funded in 2024 was around $33K. ‡ Terms and conditions apply. Offer subject to lender approval. To receive the offer, you must: (1) register and/or apply through the link in this email by 06/30/2025; (2) complete a loan application with SoFi within 90 days of your application submit date; (3) and meet SoFi's underwriting criteria. Once conditions are met and the loan has been disbursed, the interest rate shown in the Final Disclosure Statement will include an additional 0.25% rate discount. SoFi reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2025 SoFi Bank, N.A. All rights reserved. w: 2325164