Please read: You've landed a personal loan opportunity

View your rate with no impact to your credit score

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Log in ›     PERSONAL LOANS     Congratulations—You've been prequalified¹ for a SoFi Personal Loan with a rate range of 8.99%-35.49%. Apply by 7/14/2025. A no fees required, low fixed-rate SoFi Personal Loan makes getting the money you need—for things like consolidating high-interest credit card debt, covering a major purchase, or tackling a home improvement project—cost you a lot less in the long run.     Avoid paying thousands in interest with high-rate variable credit cards and start saving with a low, fixed-rate SoFi Personal Loan—your rate will never increase during the life of the loan.     • Borrow $5,000 to $100,000 with same day funding.* • No fees required—no origination fees required, no prepayment fees, no late fees. • Low fixed rates that will never increase during the life of the loan—while credit card variable rates continue to rise.     View your rate with no impact to your credit score.†     View your rate     ✓ Checking your rate won't affect your credit score.†       You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1-888-5-OPTOUT (1-888-567-8688). See PRESCREEN AND OPT-OUT NOTICE below for more information about prescreened offers.**         Have questions? Contact us   Refer personal loans, earn $300   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. ¹Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. To qualify, a borrower must be a U.S. citizen, be residing in the U.S., or other eligible status and meet SoFi's pre-established underwriting requirements, including verification of sufficient income to support your ability to repay; see SoFi.com/eligibility for details and state restrictions. We will not extend you credit if you do not meet our pre-established criteria. Minimum loan amount is $5,000. The average of SoFi Personal Loans funded in 2023 was around $33K. Your loan amount will depend on a variety of factors. This offer expires soon. Information current as of 6/15/25 and subject to change. SoFi Personal Loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). See SoFi.com/legal for state-specific license details. *Same-Day Personal Loan Funding: Same Day Funding means that most borrowers receive funds the same day when loan is approved and the loan agreement is signed by 5:30 PM ET on a business day. SoFi does not guarantee this, and delays may occur outside of our control, such as if inaccurate information is submitted, the receiving bank declines the transfer. Your bank may have rules on when the funds become available. Does not include personal loans originated with a SoFi partner bank. †To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. **PRESCREEN AND OPT-OUT NOTICE: You received this "prescreened" offer of credit because we used information from your credit report to determine that you satisfied certain criteria. This offer is not guaranteed if you do not meet our criteria. However, if you do not want to receive prescreened offers of credit from us and other companies, you may exercise the right to not be included on prescreened lists by calling the consumer reporting agencies toll-free at 1-888-5-OPTOUT (1-888-567-8688), visiting the website at www.optoutprescreen.com, or writing to: Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123, TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505, Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2025 SoFi Bank, N.A. All rights reserved. w: 1724830