Beat credit card debt! You're eligible for a personal loan opportunity with SoFi.

View your rate with no impact to your credit score

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Log in ›     Hey Janet, All of those life ambitions? Yep, totally doable. But first, let's get that high-interest debt out of the way with a SoFi Personal Loan. Why consolidate your credit cards with a personal loan?     • Get $5K–$100K and receive funding as quickly as the same day you sign.* • Borrow at a low fixed interest rate. • Get a rate discount when you activate Direct Pay and we'll pay your credit cards or personal loans directly.^ • All with no fees required.     SoFi is here to help you achieve financial freedom, so you can achieve all the other things in life. Check your rate—without affecting your credit score†—because you've got some major crushing to do.     View your rate     ✓ Checking your rate won't affect your credit score.†       Chat with us   855.456.SoFi (7634) M‑Th 5 AM‑7 PM PT, F‑Su 5 AM‑5 PM PT Download the SoFi app   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal and SoFi.com/eligibility. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans funded in 2024 was around $33K. * Same-Day Personal Loan Funding: Same Day Funding means that most borrowers receive funds the same day when loan is approved and the loan agreement is signed by 5:30 PM ET on a business day. SoFi does not guarantee this, and delays may occur outside of our control, such as if inaccurate information is submitted, the receiving bank declines the transfer. Your bank may have rules on when the funds become available. Does not include personal loans originated with a SoFi partner bank. ^ Terms and conditions apply. Offer good for personal loan customers with credit cards and personal loans in their name only and subject to lender approval. To receive the offer, you must: (1) register and/or apply through this landing page; (2) complete a loan application with SoFi within 90 days of your application submit date; (3) meet SoFi's underwriting criteria; (4) apply 50% or more of your loan proceeds directly to your lenders/creditors. Once conditions are met and the loan has been disbursed, the interest rate shown in the Final Disclosure Statement will include an additional 0.25% rate discount. SoFi reserves the right to change or terminate the Direct Pay Rate Discount Program to unenrolled participants at any time with or without notice. It takes about 3 business days for your creditor/lender to receive payment after your loan is signed. You will be responsible for making all required payments to avoid credit card and other loan fees. This email was sent to you at paidmellc@gmail.com because you're registered on SoFi.com. If you would like to unsubscribe from all SoFi and Lantern marketing emails, click here. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider's discretion. This pre-qualification is conditional upon verification of your information and credit history. The actual rates and terms you may receive depend on the things like benefits requested, your credit score, usage, history, and other factors. SoFi receives compensation in the event you obtain a loan, financial product, or service through SoFi's marketplace. The SoFi Marketplace website is owned by SoFi Lending Corp., a lender licensed by the Department of Financial Protection and Innovation under the California Financing Law, license #6054612; NMLS #1121636 (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal. SoFi Lending Corp. or an affiliate. 2750 East Cottonwood Parkway, Cottonwood Heights, Utah 84121 Unsubscribe | Privacy Policy | Licenses © 2025 Social Finance, LLC. All rights reserved. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2025 SoFi Bank, N.A. 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