💰 Who couldn’t use an extra $200? Apply for a SoFi Mortgage Loan to earn bonus cash.

It pays to go with SoFi.

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Log in ›     We're putting our money where our mouth is, Janet. You'll earn $200¹ in your SoFi Checking account just for submitting a mortgage loan application (terms apply).     Here are just some of the reasons to go with SoFi:     Top Ranked Mortgage Lender by CNBC Select§ A dedicated Mortgage Loan Officer Down payment options as low as 3-5%²     Let's do this thing.     View your rate     ✓ Checking won't affect your credit score.†       Have questions? Contact us   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of May 1, 2025. SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. 1 To receive the offer you must: (1) Complete an application for a new SoFi home loan or home equity loan through the promotional link in this ad by 8/15/25. (2) Must meet SoFi's minimum credit score threshold for mortgage lending (3) Must not have submitted a mortgage loan or home equity loan application within the preceding 90 days. (4) Have an existing SoFi Checking and Savings account or establish a new SoFi Checking and Savings account within 60 days after starting your application. This offer cannot be combined with other offers, with the exception of the standard Member discount and the SoFi Plus Member discount. To be eligible for the SoFi Plus Member discount, the Member must establish direct deposit into their SoFi Checking/Savings account at or before the time their application is marked Final Approval (Approved for Closing). Once conditions are met, your $200 bonus will be deposited into your SoFi Checking and Savings account within approximately 30 calendar days after your application is submitted. Bonus amounts of $600 or greater in a single calendar year will be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the bonus offer; consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time with or without notice to you. Additional terms may apply. § CNBC Select makes its selection, which you can see here, based on their own methodology. 2 SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2025 SoFi Bank, N.A. Member FDIC. Equal Housing Lender. All rights reserved. w: 2580171 HL25-2241755-L