Janet, The Down With Debt Sweepstakes is here. Open and enter!

We're giving away $100,‌000 cash to pay down your credit card debt.

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Log in ›     CREDIT CARD DEBT CONSOLIDATION LOANS     Your journey to getting rid of debt could begin with $100K.*     Learn More     *NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal residents of the U.S. and its territories, 18+. Void where prohibited. Down With Debt Sweepstakes starts 5/12/25 at 12am PT and ends 6/12/25 at 11:59pm PT. See Official Rules for free entry method, prize details, limits, and odds. Sponsor: Social Finance LLC 234 1st St., San Francisco, CA 94105.     Credit card debt got you down? This could lift you back up. SoFi is giving away $100,000 in cash* to pay down your debt. Getting a chance to win is easy—to enter all you have to do is view your rate for a SoFi Personal Loan between May 12 and June 12. That's it. Alternate mail-in entry method available. Even if you don't have debt or win the big prize in the Down With Debt Sweepstakes, a SoFi Personal Loan could still be a helpful way to beat debt. Here's why:     • No fees required. No origination fees required, plus no prepayment or late fees. • Low fixed rates that won't change over time. • Funding as soon as the same day you sign.¹     Just check your rate to enter! Relax, it won't affect your credit score.†     View your rate       Have questions? Contact us   Refer personal loans, earn $300   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. * NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal residents of the U.S. and its territories, 18+. Void where prohibited. Down With Debt Sweepstakes starts 5/12/25 at 12am PT and ends 6/12/25 at 11:59pm PT. See Official Rules for free entry method, prize details, limits, and odds. Sponsor: Social Finance LLC 234 1st St., San Francisco, CA 94105. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal and SoFi.com/eligibility. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans funded in 2024 was around $33K. 1 Same-Day Personal Loan Funding: Same Day Funding means that most borrowers receive funds the same day when loan is approved and the loan agreement is signed by 5:30 PM ET on a business day. SoFi does not guarantee this, and delays may occur outside of our control, such as if inaccurate information is submitted, the receiving bank declines the transfer. Your bank may have rules on when the funds become available. Does not include personal loans originated with a SoFi partner bank. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2025 SoFi Bank, N.A. All rights reserved. w: 2361900 PL25-2361900-D