Stay grounded
| |  | | April 11, 2025 | | | | |   | | Turbulent Times: The Paradox of Bear Markets | The past few weeks have felt like a rollercoaster.
Sharp sell-offs in stocks, the steady drumbeat of unsettling news, and the financial media's word of the year so far: uncertainty.
It's easy to get caught up in the emotional swings of the market, but it's in these exact moments when it's most important to stay grounded.
One of the more common behavioral tendencies investors have is selling their stocks after a big selloff has already occurred. That might not sound like too big of a deal — what's wrong with taking some capital off the table during episodes of market upheaval, right?
The risk is, paradoxically, you might end up missing out on some of the best days of returns.
Read more | | | | | | | | Trying to Time the Market? Here's Another Way | | | Life these days can feel pretty unpredictable. Navigating the fickle stock market may be the last thing you want to do.
But investing your money doesn't have to require a lot of guesswork. There are ways to make it more hands-off and still get where you want to go.
One strategy is what's known as dollar-cost averaging, a very systematic approach that involves investing a fixed amount of money at regular intervals, regardless of what the stock market is doing. (Think 401(k) contributions.) Here's more on how it works, reasons for using it (or avoiding), and who may benefit the most. | | |  | | | | | | | | April 15 Tax Deadline Is Fast Approaching | If you have yet to file your income tax return, now's the time. You still have one more weekend to get your documents together before the deadline.
Not sure where to start? On the Money has many helpful resources, including 10 tips for filing last-minute, a go-to for first-time filers, and this guide to tax deductions.
And remember, you may be able to file electronically — with guided software help — for free if you fall into one of these two categories: - The IRS's new Direct File option is open to people living in these 25 states who have certain types of income. (Check here to see if you're eligible.)
- IRS Free File is available to residents of any state, as long as you didn't earn more than $84,000 in adjusted gross income last year. Choose from one of the IRS's eight Free File partners using this comparison tool.
| | | | | |  | | Americans' home equity — all the more important in a declining stock market — is surging. But so are the costs of owning a home. (The Wall Street Journal via MSN) | | | | | | | | | | | Intel, insights, and inspo for your money. | | On the Money cuts through the noise of day‑to‑day financial news to bring you a more thoughtful point of view on what's important in this moment — and how it impacts your bottom line. We value your trust above all. | | | | | | | | | | Did you find today's newsletter valuable? | | | | |
| | | INVESTMENTS ARE NOT FDIC INSURED ‑ ARE NOT BANK GUARANTEED ‑ MAY LOSE VALUE | | SoFi Checking and Savings accounts are offered by SoFi Bank, N.A., Member FDIC. SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated.
Loans originated by SoFi Bank, N.A., NMLS #696891 (www.nmlsconsumeraccess.org). Equal Housing Lender.
Brokerage products offered through SoFi Securities LLC, member FINRA/SIPC.
Advisory services are offered through SoFi Wealth LLC, an SEC-registered investment adviser. Information as of April 2025 and is subject to change. Screen images simulated.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
In our efforts to bring you the latest updates on things that might impact your financial life, we may occasionally enter the political fray, covering candidates, bills, laws and more.
Please note: SoFi does not endorse or take official positions on any candidates and the bills they may be sponsoring or proposing. We may occasionally support legislation that we believe would be beneficial to our members, and will make sure to call it out when we do. Our reporting otherwise is for informational purposes only, and shouldn't be construed as an endorsement.
The information provided is general in nature and shouldn't be construed as a recommendation or solicitation of any products offered by SoFi's afliates and subsidiaries. Addtionally, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset.
SoFi Technologies, Inc. values your privacy and the security of your personal information so please do not include sensitive personal information, such as your Social Security number, in any email or letter that you send to us.
SoFi Technologies, Inc. 234 1st St., San Francisco, CA 94105
Unsubscribe | Privacy Policy | Licenses
© 2025 SoFi Technologies, Inc. All rights reserved.
w: 20250411 | | |
No comments: