You've got $335,953* in home borrowing power that you could put to use!

You could use an est. $335,953* of your home equity to help consolidate your debts.

That's right, Janet. You could (gently) stuff your debts into a single monthly payment with a home equity offer.

That means you could borrow up to an estimated $335,953* from your home equity to combine all or part of your $60,511** in debts.

With credit cards averaging 19.07%*** APR and personal loans averaging 11.21%**** APR, it's even more reason to take a look at home equity offers. Step one is coming to Credit Karma and finding an option that's right for you.

^*To estimate your Home Borrowing Power we use the range that your credit score falls under and your home's combined loan-to-value ratio (the ratio of your property loans to your property's estimated value). It's important to remember that when you take out a HELOC, a home equity loan, or a cash out refinance, the lender will require you to pledge your home as collateral, and you could lose your home if you fail to repay.

^**This debt amount includes your non-mortgage debt as shown on your (credit bureau) credit report as of (date).

^***This information was released on April 7, 2023 and pulled from the Federal Reserve's website.The rate is the rate for all accounts is the stated APR averaged across all credit card accounts at all commercial banks reporting to the Federal Reserve. The rate for accounts assessed interest is the annualized ratio of total finance charges at all reporting banks to the total average daily balances against which the finance charges were assessed (excludes accounts for which no finance charges were assessed).

^****This information was released on April 7, 2023 and pulled from the Federal Reserve's website. The Interest rate is the annual percentage rate (APR) as specified by the Federal Reserve's Regulation Z. It is for personal loans at commercial banks who report to the Federal Reserve. They are simple unweighted averages of each bank's most common rate charged during the first calendar week of the middle month of the fourth quarter of 2022.