Janet, check in with your updates from the past month.

That's another month in the books, Janet—which means it's the perfect time to see what's changed with your finances. Kick things off by taking a quick look at some updates from the past month:

Your score went down by -23 points.

Members in your age group saw an average change of -1.0 points in the last 30 days.*

Your total credit card usage is 82%.

Experts recommend keeping your usage under 30%.

Your total balance went up by $601.

Your total balance is the sum of all your account balances.

Looking for more personalized insights? Check out your full Karma Monthly report to see the rest!

View my Karma Monthly

^*Based on a comparison using your TransUnion credit report information as of 01/19/2024 and an average of other Credit Karma members in your age group as of 01/19/2024.