Get $10 for checking your mortgage rate with SoFi.

See what savings you could get this fall.
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    SoFi Log in ›  
  HOME LOANS  
  Get $10¹ for checking your SoFi Mortgage rate.  
  Sweater weather is savings weather.  
 
View your rate
 
  Janet,

When you're looking for a mortgage, you want a lender that could help you out. Well, SoFi has a few options to give you a hand.
 
  You can count on SoFi:  
 
Named the Best Mortgage Lender for Saving Money by CNBC Select in 2023.§
An award-winning mortgage experience² with dedicated Mortgage Loan Officers.
Experienced in serving over 130,000 homeowners—we're ready to help you, too.
 
  View your rate today and get $10¹ deposited into your SoFi Checking and Savings account.  
 
View your rate
 
  BTW it's a soft inquiry, so it won't affect your credit score.  
 
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SoFi Value: Embrace Diversity
 
SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies.
Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of December 1, 2023.

SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. SoFi Bank, N.A. is currently NOT able to accept applications for refinance loans in NY.
†To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

¹SoFi $10 Check Your Rate on a Home Loan Promotion ("Promotion"): The Promotion is offered by SoFi Bank N.A. SoFi reserves the right to change or terminate this Promotion at any time with or without notice to you. No purchase necessary to participate. Additional terms and conditions may apply. Promotion is void where prohibited by state law.

Eligible Participants: The Promotion is open to anyone who resides within the United States and is of the age of majority in the state in which they reside. To receive a $10 bonus in a SoFi Checking and Savings account through the Promotion you must check your rate www.SoFi.com for a SoFi Home Loan by 12/31/2024. To check your rate, you must authorize SoFi to obtain a credit report. Checking your rate will not affect your credit score. If you later decide to submit an application and agree to a "hard" credit request your credit score may be impacted. Participants will receive the $10 bonus regardless of whether or not they are pre-qualified for a SoFi home loan. In order to be eligible for the promotion, the participant must either have an existing SoFi Money or SoFi Checking and Savings account, or apply to open a SoFi Checking and Savings account by 12/31/2024. Those who have received a $10 or $20 bonus for checking their rate on a Personal Loan, Student Loan Refinance or Home Loan in the current calendar year are not eligible for this promotion. SoFi reserves the right to exclude any consumer from participating in the Promotion for any reason, including suspected fraud, misuse, or suspicious activities.

Payout: Eligible participants who have a SoFi Checking and Savings or SoFi Money account will receive the $10 bonus within a SoFi Checking account. If the participant does not have a SoFi Checking and Savings or SoFi Money account, they must apply for SoFi Checking and Savings in order to receive payout. If the participant is rejected for a SoFi Checking and Savings account, SoFi will fulfill the bonus via ACH transfer pending completion of a W9 form by the applicant.

Taxes: Bonus amounts of $600 or greater in a single calendar year will be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer. Consult your tax advisor to determine applicable tax consequences.

§CNBC Select makes its selection, which you can see here, based on their own methodology.

²Wyndham Capital Mortgage has merged with SoFi.

SoFi Checking and Savings is offered through SoFi Bank, N.A.
SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include your Social Security number in any email or letter that you send to us.

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Get $10 for checking your mortgage rate with SoFi. Get $10 for checking your mortgage rate with SoFi. Reviewed by PaidmeLLC on December 06, 2023 Rating: 5

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