You're in luck, Janet! You could fund your dreams and ambitions with a SoFi Personal Loan.

Get your finances on track with a low fixed-rate personal loan.

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Log in ›     PERSONAL LOAN     Seize the day with up to $100,000.     View my rate     This soft pull won't hurt your credit. †     Hi Janet, If you're thinking about taking the next step on a major expense, a high, variable-interest credit card could take you 2 steps back.     Instead, consider a SoFi Personal Loan from $5,000 to $100,000 — designed to finance big dreams with small, fixed rates that never increase during your loan. Enjoy these perks from SoFi:     No fees required. Seriously! No origination fees and no pre-payment penalties.     Same-day funding.* Get your loan funds as quickly as the same day your loan is approved. You can even get a lower rate by having SoFi pay off your credit card directly.     Low fixed rates and one low monthly payment.     Pay down your credit card balance and reclaim your financial freedom with a personal loan from SoFi. A low fixed-rate loan can be easier to manage—and you could save by substantially lowering your monthly payment.     View your rate     BTW it's a soft inquiry, so it won't affect your credit score.†       Have questions? Contact us   Refer personal loans, earn $300   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans funded in 2022 was around $30K. †To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. *Same-Day Personal Loan Funding: 82% of typical SoFi personal loan applications, excluding Direct Pay personal loans and personal loan refinance, from January 1, 2022–January 1, 2023 that were signed before 7pm ET on a business day were funded the same day. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include your Social Security number in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2023 SoFi Bank, N.A. All rights reserved. w: 1187707 r: 2803296