Reward your good planning: Get a $100 bonus with your term life insurance.

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Log in ›     Get $100* with your life insurance? It pays to be prepared.     Apply now     We have good news: Not only have we teamed up with Ladder to make getting term life insurance easier than ever, but now you'll also get $100 in SoFi rewards points* when you take out a qualifying policy!     Why get term life insurance with Ladder?     It's fast—apply online and you could get covered in minutes.     It's simple—no doctor's exam required for policies up to $3M.^     It's affordable—rates start at just $5/month.†     It's personalized—coverage ranges from 10 to 30 years and $100K to $8M (and you can adjust coverage as your needs change).     Apply now     PS: Find out why SoFi rewards points are awesome.       customerservice@sofi.com   855.456.SoFi (7634) M‑Th 5 AM‑7 PM PT, F‑Su 5 AM‑5 PM PT Download the SoFi app   Download the SoFi app   ^ While medical exams are not required for coverage up to $3 million, certain health information is required as part of the application to determine eligibility for coverage. † Quotes as low as $5/month for a healthy 20-year-old female rated Preferred-Plus for a $100K policy with a 10-year term. Individual rates will vary as specific circumstances will affect each customer's rate. Rate valid as of 01/01/2023. Ladder Term Life Insurance This email may be considered advertising under applicable law. Coverage and pricing is subject to eligibility and underwriting criteria. Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers—for further details see www‍.ladderlife.‍com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products. 231018-3178576 Ladder, SoFi and SoFi Agency are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other, Social Finance. Inc. (SoFi) and Social Finance Life Insurance Agency, LLC (SoFi Agency) do not issue, underwrite insurance or pay claims under Ladder Life™ policies. SoFi is compensated by Ladder for each issued term life policy. SoFi Agency and its affiliates do not guarantee the services of any insurance company. All services from Ladder Insurance Services, LLC are their own. Once you reach Ladder, SoFi is not involved and has no control over the products or services involved. The Ladder service is limited to documents and does not provide legal advice. Individual circumstances are unique and using documents provided is not a substitute for obtaining legal advice. *Eligible Participants: The Promotion is not available to residents of New York. To receive 10,000 SoFi Rewards points you must click the highlighted call-to-action button in this email, submit an application for term life insurance through Ladder, purchase the Ladder term life insurance policy and maintain it in good standing for 90 days. If any of these steps are not followed or completed, the rewards points will be forfeited and will not be applied to your account, including if Ladder is unable to offer you insurance. Those who have already received a bonus for applying for life insurance at www‍.ladderlife.‍com/sofi in the 2023 calendar year or in the last 12 months (depending on state of residence) are not eligible for this promotion. To receive the SoFi Rewards points offer, you must accept SoFi member Rewards ("the Program") Terms and Conditions by enrolling in the Program through the SoFi app (from the app's home screen, click the "Unlock Rewards" button to start enrollment. If you do not already have the SoFi app, download the app by clicking the link from your mobile phone. Payout: Once conditions are met, SoFi will award the points to the members SoFi Rewards account within 7 - 10 days. Participants who do not receive the rewards bonus within the specified timeframe should contact SoFi support for redemption assistance. Additional Terms and Conditions: SoFi Life Insurance Agency reserves the right to change or terminate this Promotion at any time with or without notice to you. Promotion is void where prohibited by state law. Promo is not valid for existing Ladder policyholders or individuals who have canceled their Ladder policy within the last 180 days. SoFi employees are not eligible to participate in this Promotion. SoFi reserves the right to exclude any consumer from participating in the Promotion for any reason, including suspected fraud, misuse, or if suspicious activities are observed. Participants are limited to one (1) bonus per calendar year, or per 12 months (depending on state of residence) and two (2) per household. SoFi may make changes to, suspend or terminate the Promotion or an individual's ability to participate in the Promotion at any time and for any reason. Promotion Period: The Promotion is available beginning at 12:00am Eastern Time on 11/07/2023 and ending at 12:00am Eastern Time on 12/07/2023. Tax Consequences: Bonus amounts of $600 or greater in a single calendar year may be reported by SoFi to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer; consult your tax advisor to determine applicable tax consequences. SoFi Agency LLC values your privacy and the security of your personal information so please do not include your Social Security number in any email or letter that you send to us. 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