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SoFi was ranked the Best Personal Loan for Refinancing High-Interest Debt by CNBC Select.

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Log in ›     SoFi has been named the Best Personal Loan for Refinancing High-Interest Debt by CNBC Select and the Best Debt Consolidation Loan Lender by U.S. News and World Report.§ We work hard to live up to these honors by helping our members reach their goals.     Whether you're looking to consolidate high-interest debt, make a big purchase, or renovate your home, SoFi is the better way to borrow.     Why SoFi?     • No-fee options available Plus, no prepayment fees and no late fees, period. • Fast funding Receive funds as soon as the same day.* • Borrow up to $100K We were named the best for loans up to $100,000 by U.S. News & World Report. • A trusted source We are rated Excellent on Trustpilot with 4.7 out of 5 stars.^     View my rate     ✓ BTW, it's a soft inquiry and won't affect your credit score.†       Have questions? Contact us   Refer personal loans, earn $300   Download the SoFi app   SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans funded in 2022 was around $30K. § See CNBC Select ranking methodology here and U.S. News World & Report ranking methodology here. ** Same-Day Personal Loan Funding: 82% of typical SoFi personal loan applications, excluding Direct Pay personal loans and personal loan refinance, from January 1, 2022–January 1, 2023 that were signed before 7pm ET on a business day were funded the same day. ^ Excellent 4.7/5 star rating based on 6,852 reviews as of September 12, 2023. © 2023 Trustpilot, Inc. All rights reserved. † To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include your Social Security number in any email or letter that you send to us. SoFi Bank, N.A. 2750 East Cottonwood Parkway #300, Cottonwood Heights, Utah 84121 Unsubscribe Privacy Policy Licenses © 2023 SoFi Bank, N.A. All rights reserved. w: 1577171 PL23-1499653-B