🧭We’ll help you navigate this market, all the way home.

Please read: Your dream home is waiting for you.
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    SoFi Log in ›  
  This time, it's your
time to find a home.
 
 
View your rate
 
  If you're dreaming of buying your first home for more living space, a nice backyard, or just to escape rent payments, don't let this wild market slow you down.  
  Get home with SoFi.  
 
SoFi was named the Best Mortgage Lender for Saving Money by CNBC Select in 2023.§
First-time buyers could put as little as 3% down.*
 
  Even if it's not a perfect time for everyone to buy, it could be your perfect time to finally get that new home when you have the right lender on your side.  
 
View your rate
 
  ✔︎ BTW, it's a soft inquiry so it won't affect your credit score.  
 
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SoFi Value: Embrace Diversity
 
SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies.
Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of October 1, 2023.

SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. SoFi Bank, N.A. is currently NOT able to accept applications for refinance loans in NY.

†To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

§CNBC Select makes its selection, which you can see here, based on their own methodology.

*SoFi requires Private Mortgage Insurance (PMI) for conforming conventional home loans with a loan-to-value (LTV) ratio greater than 80%. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.

SoFi Bank, N.A. values your privacy and the security of your personal information so please do not include your Social Security number in any email or letter that you send to us.

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🧭We’ll help you navigate this market, all the way home. 🧭We’ll help you navigate this market, all the way home. Reviewed by PaidmeLLC on October 25, 2023 Rating: 5

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